La Villita Eviction Risk: Moderate

94% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. The clearest offset is rent-regulation exposure, at 1/10. Annualized rent equals 37% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

The severe-burden share is 26%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Court records for this tract carry 320 eviction filings. On the softer side is housing-court posture, at 3/10.

The poverty rate is 16%, which shows up in this model as reduced rent-recovery odds after a judgment. Filing activity peaked in 2002 at 4.7% of renter households.

Recent filings have not receded much: 3.7% in 2008 against a 4.7% peak. Among the 88 mapped neighborhoods of San Antonio, it ranks #21 by risk, the upper third. For a like-for-like read, Hillcrest and Monticello Park score within a fraction of it.

Social vulnerability runs high at 9.1/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

One tract means one number: 4.8/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.