Melissa Eviction Risk: Lower

The clearest offset is eviction-process difficulty at 1.2/10. Well under the midpoint, economic stress reads 1.2/10.

On the softer side, state political climate reads 1.5/10. The voucher gap is 24.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

On the national scale it lands near the 27th percentile of the 84,120 tracts scored. At 8% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 4.3/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the least pressured.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap. 46% of renter households spend at least 30% of income on rent. It tracks the Collin County average of 3.6 closely.

Average gross rent is $2,344, close to the Melissa average. Annual rent works out to 26% of average household income of $107,792.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.