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Prosper, Texas eviction risk overview
Ranked #1,336 of 1,865 nationally

Prosper, TX Eviction Risk: LOW

Collin County · Population 37,869

In 2026
Risk score
3.8
LOW

98th percentile, Texas.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.4 Now3.8
10 5 1976 · score 2.0 1977 · score 2.0 1978 · score 2.0 1979 · score 2.0 1980 · score 1.7 1981 · score 1.8 1982 · score 1.8 1983 · score 1.7 1984 · score 1.5 1985 · score 1.5 1986 · score 1.6 1987 · score 1.6 1988 · score 1.8 1989 · score 1.8 1990 · score 1.9 1991 · score 1.9 1992 · score 2.2 1993 · score 2.2 1994 · score 2.2 1995 · score 2.2 1996 · score 2.2 1997 · score 2.2 1998 · score 2.3 1999 · score 2.3 2000 · score 1.7 2001 · score 1.8 2002 · score 1.9 2003 · score 1.8 2004 · score 1.9 2005 · score 1.9 2006 · score 2.0 2007 · score 1.9 2008 · score 2.4 2009 · score 2.5 2010 · score 2.5 2011 · score 2.6 2012 · score 2.5 2013 · score 2.5 2014 · score 2.5 2015 · score 2.6 2016 · score 3.1 2017 · score 3.1 2018 · score 3.3 2019 · score 3.4 2020 · score 4.1 2021 · score 4.1 2022 · score 4.1 2023 · score 4.1 2024 · score 3.7 2025 · score 4.7 2026 · score 3.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.3 Regional 5.3 State 1.5 Economic 4.4 Supply 6.3 Rent Control 4.2 Eviction 1.0 Tenant 3.2 Housing 3.3 3.8 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +11.2% (2024)
    5.3
  2. Regional political climate
    County-weighted neighbor mix
    5.3
  3. State political climate
    Texas legislature & governorship
    1.5
  4. Economic stress
    3.0% poverty · 4.9% unemp.
    4.4
  5. Supply constraint
    $2,176 average · 12.2% renters
    6.3
  6. Rent Control risk
    27.7% of income on rent
    4.2
  7. Eviction process difficulty
    24 days filing → judgment
    1.0
  8. Tenant organizing strength
    12.2% renters
    3.2
  9. Housing court bias
    County bench composition
    3.3
Geographic context

Risk heat across Prosper and the region

Click any city to see its score

How Prosper compares

Risk score vs. peers, county, state, and the U.S.
Rank in Collin County
Very High
#1 of 22 cities
Rank in county, 100th percentileBottomTop
#1 of 22 cities in Collin County for landlord eviction risk.
Rank in Texas
Very High
#61 of 1,841 cities
Rank in state, 97th percentileBottomTop
#61 of 1,841 cities in Texas for landlord eviction risk.
vs. county · state · U.S.
Prosper risk score vs. county / state / U.S.Prosper: 3.83.8ProsperThis cityCounty: 2.52.5Countyavg in countyState: 2.72.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.8
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.8 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 24d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $2,176/mo. A contested eviction takes 24 days and costs $870-$3,272 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 12.2%
    Renters
    The renters

    Who you'll be renting to.

    Out of 37,869 residents, 12.2% rent. 28% are spending 30%+ income on rent, 3.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.3
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.3 and 5.3 (GOP margin +11.2% (2024)). State climate at 1.5, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.5
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.5/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1, housing court bias 3.3, rent-control risk 4.2. Standard process speed for the state.

    50-yr trendProcess difficulty +-4.0 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.4
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.4. Supply constraint: 6.3. The numbers behind those: 3.0% poverty, 4.9% unemployment, 28% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Prosper sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 20d 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Dallas, TX · 24d · ~$2.1k all-in ($89/day) · score 3.2 Dallas Fort Worth, TX · 28d · ~$2.4k all-in ($86/day) · score 2.8 Fort Worth Arlington, TX · 25d · ~$2.1k all-in ($83/day) · score 2.7 Arlington Plano, TX · 28d · ~$2.4k all-in ($87/day) · score 2.1 Plano Irving, TX · 26d · ~$2.4k all-in ($90/day) · score 2.5 Irving Garland, TX · 23d · ~$2.3k all-in ($98/day) · score 2.8 Garland Frisco, TX · 24d · ~$2.1k all-in ($86/day) · score 2.1 Frisco McKinney, TX · 27d · ~$2.5k all-in ($94/day) · score 2.2 McKinney Grand Prairie, TX · 24d · ~$2.4k all-in ($101/day) · score 2.7 Grand Prairie Denton, TX · 24d · ~$2.4k all-in ($100/day) · score 3.4 Denton Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Prosper
Prosper · 24d · ~$2.1k all-in ($86/day) · score 3.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Prosper, TX

Landlording in Prosper, Texas, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.8/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Prosper is a city of 37,869 residents where 12.2% of occupied units are renter-occupied, and the typical renter spends 27.7% of income on rent. At an average rent of $2,176/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Prosper eviction process actually works

Eviction process difficulty here reads 1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Prosper closes 24 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Prosper's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Prosper runs $870 to $3,272 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 24 days of typical timeline and $2,176/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3.2/10 in Prosper, and the city has limited rent control exposure (4.2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Texas, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Prosper: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Texas's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,272 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Prosper

Trap · 4.3 POINTS
Politically, Collin County voted Republican by 4.3 points in 2020, a baseline that correlates with landlord-neutral legislative pressure. Combined with 27.7% rent-to-income ratio, expect baseline enforcement of Property Code Chapter 24.
05FAQ

Frequently asked questions

Q1

What are the biggest risks for Prosper landlords?

The biggest risks are economic stress (sub-score 4.4/10) and supply constraint (sub-score 6.3/10). High average rents combined with a moderate rent-to-income ratio means tenants might be financially stretched. Supply constraints can drive up prices, but also mean fewer affordable options if tenants fall behind, potentially leading to longer vacancies after an eviction. Also, while currently low, the rent-control-risk of 4.2/10 means future legislative changes could impact your operations.

Q2

How long does an eviction take in Prosper, TX?

A typical eviction in Prosper, TX takes about 24 days from the initial 3-day notice to the tenant's removal. This is an average and assumes no appeals or significant delays in court scheduling or service of documents. Any legal misstep or tenant resistance can extend this timeline considerably.

Q3

Can I evict a tenant in Prosper without a reason?

Texas does not have a statewide "just cause" eviction requirement. For month-to-month leases, you can typically terminate the tenancy with a 30-day notice without stating a specific reason. However, you cannot evict a tenant in retaliation or for discriminatory reasons. Always ensure your actions comply with fair housing laws and Collin County eviction guide.

Q4

What's the best way to avoid an eviction in Prosper?

Thorough tenant screening is your best defense. Verify income, check references, and conduct background checks. A clear, legally sound lease agreement is also crucial. Beyond that, maintaining open communication with your tenants and addressing issues promptly can often prevent small problems from escalating into eviction proceedings. Sometimes, offering "cash for keys" is a cost-effective way to avoid a drawn-out court process.

Q5

What if a tenant damages my property during an eviction?

If a tenant damages your property beyond normal wear and tear, you can deduct the cost of repairs from their security deposit. Make sure to document all damages with photos and an itemized list. If the damages exceed the security deposit, you can pursue the tenant for the additional costs in a separate small claims court action, though collecting can be challenging.

06Score

What this score means for landlords2

A 3.8/10 places Prosper in the 98th percentile of Texas cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.