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Stephens City, Virginia eviction risk overview
City brief · 2,393 residents

Stephens City, VA Eviction Risk: LOW

Frederick County · Population 2,393

In 2026
Risk score
3.3
LOW

55th percentile, Virginia.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.1 Now3.3
4.5 1.5 1976 · score 1.6 1977 · score 1.6 1978 · score 1.6 1979 · score 1.6 1980 · score 1.6 1981 · score 1.6 1982 · score 1.7 1983 · score 1.6 1984 · score 1.5 1985 · score 1.5 1986 · score 1.5 1987 · score 1.5 1988 · score 1.5 1989 · score 1.5 1990 · score 1.5 1991 · score 1.6 1992 · score 1.7 1993 · score 1.7 1994 · score 1.6 1995 · score 1.6 1996 · score 1.7 1997 · score 1.7 1998 · score 1.6 1999 · score 1.6 2000 · score 1.6 2001 · score 1.6 2002 · score 1.6 2003 · score 1.6 2004 · score 1.6 2005 · score 1.6 2006 · score 1.6 2007 · score 1.7 2008 · score 2.2 2009 · score 2.4 2010 · score 2.5 2011 · score 2.5 2012 · score 2.4 2013 · score 2.4 2014 · score 2.4 2015 · score 2.4 2016 · score 2.5 2017 · score 2.5 2018 · score 2.5 2019 · score 2.5 2020 · score 4.3 2021 · score 4.5 2022 · score 3.6 2023 · score 3.3 2024 · score 3.4 2025 · score 3.3 2026 · score 3.3

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from constituent census tracts, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.0 Regional 6.0 State 3.2 Economic 4.1 Supply 3.3 Rent Control 2.5 Eviction 2.9 Tenant 2.8 Housing 3.0 3.3 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +28.4% (2024)
    6.0
  2. Regional political climate
    County-weighted neighbor mix
    6.0
  3. State political climate
    Virginia legislature & governorship
    3.2
  4. Economic stress
    3.8% poverty · 5.9% unemp.
    4.1
  5. Supply constraint
    $1,210 average · 33.0% renters
    3.3
  6. Rent Control risk
    24.0% of income on rent
    2.5
  7. Eviction process difficulty
    54 days filing → judgment
    2.9
  8. Tenant organizing strength
    33.0% renters
    2.8
  9. Housing court bias
    County bench composition
    3.0
Geographic context

Risk heat across Stephens City and the region

Click any city to see its score

How Stephens City compares

Risk score vs. peers, county, state, and the U.S.
Rank in Frederick County
Very Low
#6 of 7 cities
Rank in county, 17th percentileLowHigh
#6 of 7 cities in Frederick County for landlord eviction risk.
Rank in Virginia
Moderate
#377 of 683 cities
Rank in state, 45th percentileLowHigh
#377 of 683 cities in Virginia for landlord eviction risk.
vs. county · state · U.S.
Stephens City risk score vs. county / state / U.S.Stephens City: 3.33.3Stephens CityThis cityCounty: 3.33.3Countyavg in countyState: 3.83.8Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.3
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 54d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,210/mo. A contested eviction takes 54 days and costs $1,742–$5,731 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 33.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 2,393 residents, 33.0% rent. 24% are spending 30%+ income on rent, 3.8% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6 and 6 (GOP margin +28.4% (2024)). State climate at 3.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 3.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 3.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.9, housing court bias 3, rent-control risk 2.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.1
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.1. Supply constraint: 3.3. The numbers behind those: 3.8% poverty, 5.9% unemployment, 24% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Stephens City sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Centreville, VA · 51d · ~$3.6k all-in ($70/day) · score 3.4 Centreville Reston, VA · 50d · ~$3.8k all-in ($76/day) · score 3.4 Reston Virginia Beach, VA · 50d · ~$3.9k all-in ($79/day) · score 3.8 Virginia Beach Chesapeake, VA · 54d · ~$3.9k all-in ($72/day) · score 3.6 Chesapeake Arlington, VA · 57d · ~$4.2k all-in ($73/day) · score 4.6 Arlington Norfolk, VA · 53d · ~$3.7k all-in ($70/day) · score 4.5 Norfolk Richmond, VA · 55d · ~$3.5k all-in ($64/day) · score 4.7 Richmond Newport News, VA · 52d · ~$4.1k all-in ($79/day) · score 4.3 Newport News Alexandria, VA · 58d · ~$3.7k all-in ($65/day) · score 4.6 Alexandria Hampton, VA · 52d · ~$3.9k all-in ($75/day) · score 4.3 Hampton Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Stephens City
Stephens City · 54d · ~$3.7k all-in ($69/day) · score 3.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Stephens City, VA

Landlording in Stephens City, Virginia, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.3/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Stephens City is a city of 2,393 residents where 33.0% of occupied units are renter-occupied, and the typical renter spends 24.0% of income on rent. At an average rent of $1,210/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Stephens City eviction process actually works

Eviction process difficulty here reads 2.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Stephens City closes 54 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Stephens City's timeline is usually the calendar, not the motion practice. Housing court bias scores 3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Stephens City runs $1,742 to $5,731 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 54 days of typical timeline and $1,210/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.8/10 in Stephens City, and the city has limited rent control exposure (2.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Virginia, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Stephens City: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Virginia's statutory language. Fix those four, and most cases settle or default. Skip them, and a $5,731 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Stephens City

Trap · PRACTICAL TRAP
Compare Stephens City to neighboring cities in Winchester city County via the grid below. The 4.9/10 score is computed from nine sub-factors plus a state-law multiplier under VRLTA Va. Code 55.1-1245. Winchester city County 2020 presidential margin: D+11.5. Cross-reference the state overview link in the guides section for Virginia statutory detail.
04Eviction filings

Live filings tracking · Eviction Lab

Princeton Eviction Lab Tracking System, state-level (no county tracker available). Last update 2026-05-01.

In the most recent month, 10,534 eviction cases were filed across the tracker's coverage area, 1.07× the historical baseline (near baseline). Past 12 months: 139,873 filings. Pandemic-era cumulative: 643,855.

  • 10,534Past month
  • 139,873Past 12 months
  • 1.07×vs baseline (past mo)
Notice requirement: at least five days notice (in some cases more). Filing fee: minimum filing fee of $36.
Last 36 months of filings 2023-05-01 – 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 11,279 filings (0.99× hist)2023-06-01: 11,871 filings (1.01× hist)2023-07-01: 11,681 filings (1.01× hist)2023-08-01: 11,916 filings (1.00× hist)2023-09-01: 11,466 filings (1.00× hist)2023-10-01: 12,415 filings (1.00× hist)2023-11-01: 10,388 filings (0.96× hist)2023-12-01: 11,234 filings (1.04× hist)2024-01-01: 12,658 filings (1.00× hist)2024-02-01: 12,400 filings (1.08× hist)2024-03-01: 10,487 filings (0.95× hist)2024-04-01: 10,082 filings (1.02× hist)2024-05-01: 11,419 filings (1.01× hist)2024-06-01: 11,744 filings (1.00× hist)2024-07-01: 11,546 filings (0.99× hist)2024-08-01: 11,845 filings (1.00× hist)2024-09-01: 11,560 filings (1.00× hist)2024-10-01: 12,537 filings (1.01× hist)2024-11-01: 11,255 filings (1.04× hist)2024-12-01: 10,429 filings (0.96× hist)2025-01-01: 14,590 filings (1.15× hist)2025-02-01: 10,161 filings (0.91× hist)2025-03-01: 11,563 filings (1.04× hist)2025-04-01: 10,358 filings (1.05× hist)2025-05-01: 11,904 filings (1.05× hist)2025-06-01: 10,882 filings (0.92× hist)2025-07-01: 13,152 filings (1.13× hist)2025-08-01: 11,685 filings (0.98× hist)2025-09-01: 11,970 filings (1.04× hist)2025-10-01: 12,965 filings (1.04× hist)2025-11-01: 10,193 filings (0.94× hist)2025-12-01: 10,630 filings (0.98× hist)2026-01-01: 12,943 filings (1.02× hist)2026-02-01: 11,303 filings (1.01× hist)2026-03-01: 11,712 filings (1.06× hist)2026-04-01: 10,534 filings (1.07× hist)
Filings dropped 12% over the past 12 months.
05FAQ

Frequently asked questions

Q1

What's the best way to serve an eviction notice in Stephens City?

The best way is usually certified mail with a return receipt requested, or personal service by a process server. Posting it on the door is also an option, but always back it up with certified mail. Keep proof of service for your court case.
Q2

Can I evict a tenant in Stephens City without a reason?

For month-to-month tenancies, yes, generally. You can terminate with a 30-day notice without stating a specific "reason" beyond the lease ending. For fixed-term leases, you need a lease violation or the lease term to expire. Virginia does not have statewide just-cause eviction.
Q3

How much can I charge for late fees in Stephens City?

Virginia law allows for late fees not exceeding 10% of the monthly rent or 10% of the unpaid balance, whichever is less. Make sure this is clearly stated in your lease agreement.
Q4

Can a tenant withhold rent for repairs in Stephens City?

Generally, no. Virginia law requires tenants to pay rent into an escrow account at the court if they believe the landlord has failed to maintain the property. They cannot simply withhold rent. If they do, you can proceed with the 5-day pay-or-quit notice.
Q5

Is there rent control in Stephens City, VA?

No, there is no rent control in Stephens City or anywhere in Virginia. Landlords are generally free to set market rates for rent. For more details on this, see our Virginia rent control rules.
Q6

What if my tenant abandons the property?

If you have clear evidence of abandonment (e.g., all belongings removed, utilities disconnected, no communication), you can take possession. However, it's safer to get a court order or send a formal notice of abandonment to avoid wrongful eviction claims. Consult an attorney if you're unsure.
06Score

What this score means for landlords2

A 3.3/10 places Stephens City in the 55th percentile of Virginia cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.