Peakland Eviction Risk: Lower

The clearest offset is economic stress, at 1.3/10. On the softer side is rent-regulation exposure, at 1.5/10. The severe-burden share is 19%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

The filing record is not thin: 281 evictions logged in this tract. Food insecurity affects 6.3% of adults, 11.5 points below the national rate.

The worst year on record was 2013, when filings touched 18.3% of renter households. Running cool is tenant-organizing strength, at 3/10.

5.1% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. The most recent observed rate, 7.5% in 2016, is well off that peak.

That places it #19 of 22 neighborhoods in Lynchburg. For a like-for-like read, Mayfield and Beacon Hill score within a fraction of it.

Rent takes 15% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

One tract means one number: 3/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.