Harbor Vista Eviction Risk: Moderate

Cost burden runs 64% against 32.3% citywide, putting Harbor Vista 31.9% over its own city. The dominant input is economic stress at 9.5/10.

24.7% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 38%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Food insecurity affects 40.8% of adults, 23.0 points above the national rate.

Set annual rent against average household income of $45,577 and the ratio lands at 33%, above the conventional 30% ceiling. Well under the midpoint is rent-regulation exposure, at 2/10. Court records for this tract carry 416 eviction filings.

Running cool is supply constraint, at 2.5/10. The worst year on record was 2016, when filings touched 35.1% of renter households. Among the 55 mapped neighborhoods of Norfolk, it ranks #1 by risk, the upper third.

Judgments average 8.2% of renter households a year, the share of filings that actually convert to an order. The closest comparables inside the same city are Denby Park and Willard Park.

One tract means one number: 5.5/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.