Harbor Vista Eviction Risk: Moderate , Norfolk

The score leans hardest on economic stress at 9.5/10. Against Norfolk City at 50.4%, 64% of renters here are cost-burdened. The poverty rate is 38%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Annualized rent equals 33% of average household income of $45,577, past the 30% affordability line, which thins the margin any screening standard has to work with. Housing insecurity runs 30.6% against 14.2% nationally.

Disability prevalence runs 46.3% against 31.5% nationally. Well under the midpoint, rent-regulation exposure reads 2/10.

Against the Norfolk City average of 4.1, this tract reads riskier for landlords by 1.4 points. Running cool, supply constraint reads 2.5/10. The filing record is not thin: 416 evictions over 2 years of observation.

Filings peaked in 2016 at 35.1% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 34.9% of renter households face a filing. On the national scale it lands near the 72nd percentile of the 84,120 tracts scored.

Social vulnerability reads 6.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.