Willoughby Terrace Eviction Risk: Lower

Against a Norfolk baseline of 32.3%, 43% of renters here cross the 30%-of-income line. Running cool is rent-regulation exposure, at 2/10.

Well under the midpoint is supply constraint, at 2.1/10. Court records for this tract carry 455 eviction filings. The severe-burden share is 10%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

The worst year on record was 2011, when filings touched 34.9% of renter households. Average gross rent is $1,204, 9% below the Norfolk average of $1,321. Recent filings have not receded much: 28.0% in 2016 against a 34.9% peak.

Among the 55 mapped neighborhoods of Norfolk, it ranks #44 by risk, the lower third. Against average income of $91,908, annual rent is only 16%, a wide affordability cushion.

Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. 46% of occupied units are renter-occupied.

One tract means one number: 3/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.