Jack London Square Eviction Risk: High

The strongest single driver of the headline number is rent-regulation exposure at 10/10. Sitting well above the midpoint is eviction-process difficulty at 9.5/10. Running hot is tenant-organizing strength at 9.5/10.

roughly one in three of renters spend 30% or more of household income on rent. The 2 tracts inside this boundary do not behave alike. Individual scores run 8.5 to 9.6, a 1.1-point gap wide enough that the area average misleads on any specific address. The voucher gap is 16.2%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

12% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. 4.3% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

Food insecurity affects 9.0% of adults, 8.8 points below the national rate. Among the 45 mapped neighborhoods of Oakland, it ranks #38 by risk, the lower third. The closest comparables inside the same city are Rockridge and Lakeshore.

Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Annual rent works out to 25% of average household income of $152,272. 61% of occupied units are renter-occupied.

For a specific building, read the per-tract breakdown below rather than the 8.8 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.