Melrose Eviction Risk: High , Oakland

Severe burden reaches 35%. Those are renters paying half their income or more, and that is where non-payment filings originate. The score leans hardest on rent-regulation exposure at 10/10. Sitting well above the midpoint, local political climate reads 9.7/10.

On the high side, eviction-process difficulty reads 9.5/10. SNAP participation runs 34.7% against 15.2% nationally. It sits 2.1 points above the Alameda County average of 7.8.

This is renter territory: 74% of occupied units are tenant-occupied. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Annualized rent equals 32% of average household income of $51,944, past the 30% affordability line, which thins the margin any screening standard has to work with. Average gross rent is $1,402, 29% below the Oakland average.

Housing insecurity runs 28.8% against 14.2% nationally.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.