Old Oakland Historic District Eviction Risk: High

At $1,033 a month, rents run 48% under what the rest of Oakland commands. Running hot, local political climate reads 9.7/10. On the high side, eviction-process difficulty reads 9.5/10.

85% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against the Alameda County average of 7.8, this tract reads riskier for landlords by 2.1 points. The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

20% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Food insecurity runs 32.5% against 17.8% nationally.

Cost burden runs roughly one in two here against 45.5% across Alameda County. Inability to pay a utility bill runs 17.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 100% of the 84,120 US census tracts in this model. Social vulnerability reads 8.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.