Shelltown Eviction Risk: High , San Diego

Set annual rent against average income of $43,807 and the ratio lands at 45%, above the conventional 30% ceiling. Pulling hardest the other way is supply constraint at 1/10.

It sits 2.3 points above the San Diego County average of 7.6. Severe burden reaches 26%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Average gross rent is $1,625, 30% below the San Diego average. 69% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Adults with no health insurance runs 26.3% against 11.3% nationally.

On the high side, rent-regulation exposure reads 8/10. The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, eviction-process difficulty reads 8/10.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #1 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.7/10, which tracks how hard a shock lands on the households already here.

Statewide the CA average is 7.5, so this tract runs 2.4 points hotter. Of its three components the socioeconomic standing measure is the most pressured. 56% of renter households spend at least 30% of income on rent.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.