University City Eviction Risk: Elevated

At $3,242 a month, rents sit 40% over what the rest of San Diego commands. Pulling the other way is economic stress, at 1/10.

Running hot is rent-regulation exposure at 8/10. The severe-burden share is 18%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Sitting well above the midpoint is eviction-process difficulty at 8/10.

3.0% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. SNAP participation is 5.2% of households versus 15.2% nationally.

The voucher gap is 12.5%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Among the 89 mapped neighborhoods of San Diego, it ranks #79 by risk, the lower third.

Only 20% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. For a like-for-like read, Rancho Bernardo and La Jolla Alta score within a fraction of it. Poverty sits at 4%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Annual rent works out to 22% of average household income of $176,680.

One tract means one number: 7.2/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.