Cottage Row Carlsbad Eviction Risk: Moderate

On the high side is rent-regulation exposure at 8.1/10. 13% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

Sitting well above the midpoint is tenant-organizing strength at 7.6/10. 3.9% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

35% of renters spend 30% or more of household income on rent. Food insecurity affects 8.2% of adults, 9.6 points below the national rate. That places it #7 of 13 neighborhoods in Carlsbad.

For a like-for-like read, The Trails at Calavera Hills and La Costa score within a fraction of it. Poverty sits at 3%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Average gross rent runs $2,938, close to the Carlsbad average. Annual rent works out to 23% of average household income of $156,678. 42% of occupied units are renter-occupied.

Because the boundary contains one tract, 5.8/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.