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Loma Rica, California eviction risk overview
City brief · 2,343 residents

Loma Rica, CA Eviction Risk: HIGH

Yuba County · Population 2,343

In 2026
Risk score
7.1
HIGH

10th percentile, California.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.3 Average3.9 Now7.1
8.0 2.3 1976 · score 2.4 1977 · score 2.4 1978 · score 2.3 1979 · score 2.3 1980 · score 2.4 1981 · score 2.4 1982 · score 2.6 1983 · score 2.6 1984 · score 2.5 1985 · score 2.5 1986 · score 2.3 1987 · score 2.3 1988 · score 2.3 1989 · score 2.4 1990 · score 2.4 1991 · score 2.6 1992 · score 3.0 1993 · score 3.0 1994 · score 3.0 1995 · score 2.9 1996 · score 2.9 1997 · score 2.9 1998 · score 2.9 1999 · score 2.9 2000 · score 3.2 2001 · score 3.3 2002 · score 3.4 2003 · score 3.5 2004 · score 3.4 2005 · score 3.4 2006 · score 3.3 2007 · score 3.4 2008 · score 4.4 2009 · score 4.6 2010 · score 4.7 2011 · score 4.9 2012 · score 4.8 2013 · score 4.8 2014 · score 4.8 2015 · score 4.8 2016 · score 4.8 2017 · score 4.9 2018 · score 5.0 2019 · score 5.8 2020 · score 8.0 2021 · score 7.7 2022 · score 7.4 2023 · score 7.1 2024 · score 7.3 2025 · score 7.2 2026 · score 7.1

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.5 Regional 4.5 State 6.8 Economic 6.2 Supply 6.4 Rent Control 1.7 Eviction 6.7 Tenant 4.0 Housing 3.6 7.1 HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +25.8% (2024)
    4.5
  2. Regional political climate
    County-weighted neighbor mix
    4.5
  3. State political climate
    California legislature & governorship
    6.8
  4. Economic stress
    10.6% poverty · 5.4% unemp.
    6.2
  5. Supply constraint
    $1,724 average · 10.3% renters
    6.4
  6. Rent Control risk
    18.0% of income on rent
    1.7
  7. Eviction process difficulty
    263 days filing → judgment
    6.7
  8. Tenant organizing strength
    10.3% renters
    4.0
  9. Housing court bias
    County bench composition
    3.6
Geographic context

Risk heat across Loma Rica and the region

Click any city to see its score

How Loma Rica compares

Risk score vs. peers, county, state, and the U.S.
Rank in Yuba County
Low
#13 of 18 cities
Rank in county, 29th percentileLowHigh
#13 of 18 cities in Yuba County for landlord eviction risk.
Rank in California
Very Low
#1456 of 1,594 cities
Rank in state, 9th percentileLowHigh
#1456 of 1,594 cities in California for landlord eviction risk.
vs. county · state · U.S.
Loma Rica risk score vs. county / state / U.S.Loma Rica: 7.17.1Loma RicaThis cityCounty: 7.97.9Countyavg in countyState: 8.48.4Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 7.1
    / 10 · HIGH
    The verdict

    A High-tier market.

    Composite 7.1/10. High statutory friction with active tenant counsel, so assume defenses on every filing. The 50-year curve shows a sharp climb.

    50-yr trend+4.7 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 263d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,724/mo. A contested eviction takes 263 days and costs $14,289–$39,768 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 10.3%
    Renters
    The renters

    Who you'll be renting to.

    Out of 2,343 residents, 10.3% rent. 18% are spending 30%+ income on rent, 10.6% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.5
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.5 and 4.5 (GOP margin +25.8% (2024)). State climate at 6.8, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 6.8
    State politics
    The process

    Long calendar, heavy friction.

    State political climate 6.8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.7, housing court bias 3.6, rent-control risk 1.7. The slow part is the calendar, not the motion practice.

    50-yr trendProcess difficulty +1.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.2
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.2. Supply constraint: 6.4. The numbers behind those: 10.6% poverty, 5.4% unemployment, 18% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Loma Rica sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Roseville, CA · 266d · ~$28.2k all-in ($106/day) · score 7.9 Roseville Chico, CA · 252d · ~$27.7k all-in ($110/day) · score 7.8 Chico Arden-Arcade, CA · 279d · ~$26.4k all-in ($94/day) · score 8.3 Arden-Arcade Citrus Heights, CA · 276d · ~$25.3k all-in ($92/day) · score 8 Citrus Heights Folsom, CA · 257d · ~$25.6k all-in ($100/day) · score 7.7 Folsom Carmichael, CA · 263d · ~$27.2k all-in ($103/day) · score 8 Carmichael Rocklin, CA · 272d · ~$24.8k all-in ($91/day) · score 7.8 Rocklin Yuba City, CA · 255d · ~$26.2k all-in ($103/day) · score 7.8 Yuba City Woodland, CA · 262d · ~$24.8k all-in ($95/day) · score 8 Woodland Lincoln, CA · 275d · ~$27.7k all-in ($101/day) · score 7.3 Lincoln Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Loma Rica
Loma Rica · 263d · ~$27.0k all-in ($103/day) · score 7.1 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Loma Rica, CA

Landlording in Loma Rica, California, presents a high-friction environment where attorney involvement on every filing is the norm. The Eviction Risk Score is 7.1/10 (HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a High-friction landlord market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Loma Rica is a city of 2,343 residents where 10.3% of occupied units are renter-occupied, and the typical renter spends 18.0% of income on rent. At an average rent of $1,724/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Loma Rica eviction process actually works

Eviction process difficulty here reads 6.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Loma Rica closes 263 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Loma Rica's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Loma Rica runs $14,289 to $39,768 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 263 days of typical timeline and $1,724/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4/10 in Loma Rica, and the city has limited rent control exposure (1.7/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In California, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Loma Rica: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match California's statutory language. Fix those four, and most cases settle or default. Skip them, and a $39,768 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Loma Rica

Trap · 10.6%
Local poverty rate is 10.6%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Yuba County. Rent-control-risk sub-score: 1.7/10. Tenant organizing is most active in the rental concentration corridors.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Loma Rica for no reason?

No. California is a "just-cause" state, meaning you must have a legally recognized reason to evict a tenant, even if they are on a month-to-month lease. Reasons include non-payment of rent, lease violations, or owner move-in, among others. A 60-day notice for "no cause" won't stand up in court.

Q2

How long does a typical eviction take in Loma Rica?

Expect a long process. The typical eviction timeline in Loma Rica, following California law, is around 263 days from start to finish. This includes notice periods, court proceedings, and sheriff lockout. It's rarely a quick process.

Q3

What is the maximum security deposit I can charge in Loma Rica?

In California, including Loma Rica, the maximum security deposit you can charge is 1.00 month's rent. This limit applies to both unfurnished and furnished units.

Q4

Do I have to accept Section 8 vouchers in Loma Rica?

Yes. California has statewide source-of-income protection. This means you cannot refuse to rent to a tenant solely because they use a Section 8 voucher or other legal forms of income. You must consider their application based on your standard screening criteria.

Q5

What if my tenant damages the property beyond the security deposit amount?

If the cost of damages exceeds the security deposit, you can sue the tenant in small claims court for the difference. However, collecting on such a judgment can be challenging, especially if the tenant has no assets or income to garnish.

06Score

What this score means for landlords2

A 7.1/10 places Loma Rica in the 10th percentile of California cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.