Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #60,063 of 84,120 nationally
Saint Cloud Eviction Risk: Lower , St. Cloud
Tract 12097043303 · Osceola, FL · pop 7,700 · neighborhood within 0.5 mi
In the Saint Cloud area of St. Cloud, census tract 12097043303 scores 4.4/10 for eviction risk. On the national scale it ranks #66,444 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 58% of renter households, a severe level, and 35% are severely burdened at 50% or more. Average gross rent is $1,314 monthly, set against $83,291 in average yearly household income, roughly 19% of income at the averages. About 23% of occupied units are renter-occupied.
Risk score
2.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 9%
Owners 78%
Tract context
Occupied units2,786
Renter share22.5%
SVI overall0.64
Poverty rate11.1%
Median income$83,291
Percentile rank
Higher percentile = riskier than more peers.Within parent city
67
th percentile
Elevated
Within county
36
th percentile
Low
Within state
38
th percentile
Low
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2269, -81.2748 · click any tract to drill in
Why Saint Cloud scores 2.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
11.1% poverty · this tract
2.8
Supply constraint
$1,314 rent vs county FMR
1.7
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How Saint Cloud compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 64
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 55%Socioeconomic
- 86%Household composition
- 67%Racial/ethnic minority
- 42%Housing & transportation
Analysis
What drives eviction risk in Saint Cloud
The score leans hardest on tenant organizing strength at 3.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Osceola County average of 5.2 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is White and Hispanic or Latino and ranks around the 64th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12097043303
Q1
What is the eviction-risk score for census tract 12097043303?
Census tract 12097043303 in the Saint Cloud neighborhood scores 2.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043303?
Median gross rent is $1,314/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043303?
11.1% of residents in tract 12097043303 live below the federal poverty line (ACS B17001, 2023). Population: 7,700.
Q4
How socially vulnerable is tract 12097043303?
CDC Social Vulnerability Index ranks this tract in the 64th percentile nationally. Sub-themes: socioeconomic 55th, household 86th, minority 67th, housing 42th.
Q5
Is tract 12097043303 considered part of Saint Cloud?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12097043303 fall within Saint Cloud (neighborhood centroid within 0.5 miles, OSM data).
Q6
How does tract 12097043303 compare to St. Cloud overall?
Tract 12097043303 scores 2.9/10, higher than the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
4.2
/ 10 · Moderate
Tract · FL
Pemberly Pines
3.9
/ 10 · Low
Tract · FL
12097043500
3.2
/ 10 · Low
Tract · FL
12097043208
2.9
/ 10 · Low
Tract · FL
12097043209
2.9
/ 10 · Low
Tract · FL
12097042904
2.7
/ 10 · Low
Tract · FL
12097043207
2.6
/ 10 · Low
Tract · FL
12097043700
2.4
/ 10 · Low
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