St. Cloud Eviction Risk: Lower

At $2,689 a month, rents run 60% over what the rest of St. Cloud commands. The voucher gap is 37.3%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The clearest offset is rent-regulation exposure at 1/10.

Running cool, economic stress reads 1/10. On the softer side, eviction-process difficulty reads 1.2/10.

It sits 1.7 points below the Osceola County average of 4.7. 52% of renter households cross the 30%-of-income line, below the Osceola County average of 59.8%. The filing record is not thin: 23 evictions over 9 years of observation.

The worst year on record was 2016, when 9.8% of renter households were served. In a typical year about 3.3% of renter households face a filing.

On the national scale it lands near the 20th percentile of the 84,120 tracts scored. Only 6% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 5.9/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.