Within parent city
83
th percentile
High
Census Tract · Ranked #63,308 of 84,120 nationally
St. Cloud Eviction Risk: Lower
Tract 12097043500 · Osceola, FL · pop 4,734 · 99% of tract blocks fall in St. Cloud
12097043500 is a census tract in St. Cloud, FL. It scores 3.2/10 for landlords. It is home to 4,734 residents. Severe burden reaches 33%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
3.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 25%
Stable renters 22%
Owners 53%
Tract context
Occupied units2,044
Renter share47.5%
SVI overall0.74
Poverty rate9.5%
Median income$58,641
Percentile rank
Higher percentile = riskier than more peers.Within county
24
th percentile
Low
Within state
34
th percentile
Low
National
25
th percentile
Low
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2521, -81.2773 · click any tract to drill in
Why St. Cloud scores 3.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
9.5% poverty · this tract
2.4
Supply constraint
$1,361 rent vs county FMR
2.0
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How St. Cloud compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 77%Socioeconomic
- 64%Household composition
- 43%Racial/ethnic minority
- 70%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 297Total filings over 9 yrs
- 5.26%Avg annual filing rate
- 6.5%Peak (2016)
- 30Filings in 2017 (latest validated)
Filings stayed roughly flat over the past 9 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in St. Cloud
The clearest offset is rent-regulation exposure at 1/10. Well under the midpoint, eviction-process difficulty reads 1.2/10.
Running cool, state political climate reads 1.5/10. Against the Osceola County average of 4.7, this tract reads safer for landlords by 1.5 points.
53% of renter households cross the 30%-of-income line, lower than the Osceola County average of 59.8%. Average gross rent is $1,361, 19% below the St. Cloud average.
The filing record is not thin: 297 evictions over 9 years of observation. Filings peaked in 2016 at 6.5% of renter households.
In a typical year about 5.3% of renter households face a filing. Nationally it ranks #63,308 of 84,120 for landlord eviction difficulty.
CDC social-vulnerability scoring puts the tract at 7.7/10. Statewide the FL average is 4.1, so this tract runs 0.9 points cooler. Of its three components the socioeconomic standing measure is the most pressured.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 12097043500
Q1
What is the eviction-risk score for census tract 12097043500?
Census tract 12097043500 in St. Cloud scores 3.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043500?
Median gross rent is $1,361/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043500?
9.5% of residents in tract 12097043500 live below the federal poverty line (ACS B17001, 2023). Population: 4,734.
Q4
How socially vulnerable is tract 12097043500?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 77th, household 64th, minority 43th, housing 70th.
Q5
How many evictions are filed each year in tract 12097043500?
Princeton Eviction Lab recorded 297 eviction filings across 9 validated years in tract 12097043500 (2000-2018). The average annual filing rate is 5.26% of renter households, peaking at 6.5% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q6
How does tract 12097043500 compare to St. Cloud overall?
Tract 12097043500 scores 3.2/10, right in line with the parent city of St. Cloud at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
4.5
/ 10 · Moderate
Tract · FL
Pemberly Pines
4.1
/ 10 · Moderate
Tract · FL
12097043208
3
/ 10 · Low
Tract · FL
12097043209
3
/ 10 · Low
Tract · FL
12097043301
3
/ 10 · Low
Tract · FL
Saint Cloud
3
/ 10 · Low
Tract · FL
Saint Cloud Manor Village
3
/ 10 · Low
Tract · FL
12097043600
3
/ 10 · Low
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