Within parent city
67
th percentile
Elevated
Census Tract · Ranked #60,063 of 84,120 nationally
St. Cloud Eviction Risk: Lower
Tract 12097043209 · Osceola, FL · pop 1,456 · 8% of tract blocks fall in St. Cloud
Census tract 12097043209 covers St. Cloud in Osceola County, home to 1,456 residents. For landlords it grades 4.3/10, a moderate reading. That is riskier than roughly 19% of the 84,120 US census tracts we score.
About 48% of renters carry a rent burden of 30% of income or higher, a severe level, and 40% are severely burdened at 50% or more. The typical renter pays about $979 a month while the average household earns $89,063 a year, roughly 13% of income at the averages. Renters make up 17% of occupied homes.
Risk score
2.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 8%
Stable renters 9%
Owners 83%
Tract context
Occupied units565
Renter share17.0%
SVI overall0.15
Poverty rate11.0%
Median income$89,063
Percentile rank
Higher percentile = riskier than more peers.Within county
35
th percentile
Low
Within state
38
th percentile
Low
National
29
th percentile
Low
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.1590, -81.3271 · click any tract to drill in
Why St. Cloud scores 2.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
11.0% poverty · this tract
2.7
Supply constraint
$979 rent vs county FMR
1.0
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How St. Cloud compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 15
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 25%Socioeconomic
- 15%Household composition
- 54%Racial/ethnic minority
- 13%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in St. Cloud
What moves this score most is tenant organizing strength at 3.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Osceola County average of 5.2 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is White and Hispanic or Latino and ranks around the 15th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12097043209
Q1
What is the eviction-risk score for census tract 12097043209?
Census tract 12097043209 in St. Cloud scores 2.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043209?
Median gross rent is $979/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043209?
11.0% of residents in tract 12097043209 live below the federal poverty line (ACS B17001, 2023). Population: 1,456.
Q4
How socially vulnerable is tract 12097043209?
CDC Social Vulnerability Index ranks this tract in the 15th percentile nationally. Sub-themes: socioeconomic 25th, household 15th, minority 54th, housing 13th.
Q5
How does tract 12097043209 compare to St. Cloud overall?
Tract 12097043209 scores 2.9/10, higher than the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
4.2
/ 10 · Moderate
Tract · FL
Pemberly Pines
3.9
/ 10 · Low
Tract · FL
12097043500
3.2
/ 10 · Low
Tract · FL
12097043208
2.9
/ 10 · Low
Tract · FL
Saint Cloud
2.9
/ 10 · Low
Tract · FL
12097042904
2.7
/ 10 · Low
Tract · FL
12097043207
2.6
/ 10 · Low
Tract · FL
12097043700
2.4
/ 10 · Low
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