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Census Tract · Ranked #67,219 of 84,120 nationally

St. Cloud Eviction Risk: Lower

Tract 12097043209 · Osceola, FL · pop 1,456 · 8% of tract blocks fall in St. Cloud

Census tract 12097043209 covers part of St. Cloud, FL, and scores 3/10 on landlord eviction risk. It is home to 1,456 residents. 40% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 8% Stable renters 9% Owners 83%
Tract context
Occupied units565
Renter share17.0%
SVI overall0.15
Poverty rate11.0%
Median income$89,063

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
33 th percentile
Rank, 33rd percentileLowHigh
#9 of 13 tracts In St. Cloud
Low
Within county
10 th percentile
Rank, 10th percentileLowHigh
#53 of 59 tracts In Osceola
Very Low
Within state
28 th percentile
Rank, 28th percentileLowHigh
#3,704 of 5,122 tracts In Florida
Low
National
20 th percentile
Rank, 20th percentileLowHigh
#67,219 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across St. Cloud and the region

Centroid at 28.1590, -81.3271 · click any tract to drill in

Why St. Cloud scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
11.0% poverty · this tract
2.7
Supply constraint
$979 rent vs county FMR
1.0
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5

How St. Cloud compares

Risk score vs. parent city, county, state.
St. Cloud risk score vs. parent city / county / state3.0This tracttract 0432093.2St. Cloudparent city4.7Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 15

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in St. Cloud

Average gross rent is $979, 42% below the St. Cloud average. Pulling hardest the other way is rent-regulation exposure at 1/10. Well under the midpoint, supply constraint reads 1/10.

Against Osceola County at 59.8%, 48% of renters here are cost-burdened. Running cool, eviction-process difficulty reads 1.2/10. Against the Osceola County average of 4.7, this tract reads safer for landlords by 1.7 points.

Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty. At 17% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 2.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Against average income of $89,063, annual rent is just 13%. Statewide the FL average is 4.1, so this tract runs 1.1 points cooler. Of its three components the housing type and transport measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 12097043209

Q1

What is the eviction-risk score for census tract 12097043209?

Census tract 12097043209 in St. Cloud scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12097043209?

Median gross rent is $979/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12097043209?

11.0% of residents in tract 12097043209 live below the federal poverty line (ACS B17001, 2023). Population: 1,456.
Q4

How socially vulnerable is tract 12097043209?

CDC Social Vulnerability Index ranks this tract in the 15th percentile nationally. Sub-themes: socioeconomic 25th, household 15th, minority 54th, housing 13th.
Q5

How does tract 12097043209 compare to St. Cloud overall?

Tract 12097043209 scores 3/10, right in line with the parent city of St. Cloud at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in St. Cloud

Top eight tracts in St. Cloud ranked by composite eviction-risk score.

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