Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #37,643 of 84,120 nationally
Pemberly Pines Eviction Risk: Moderate , St. Cloud
Tract 12097043400 · Osceola, FL · pop 5,536 · neighborhood within 1.3 mi
How risky is the Pemberly Pines neighborhood of St. Cloud for landlords? Census tract 12097043400 scores 4.8/10, the Moderate tier. It lands near the 33rd percentile nationally for landlord eviction risk.
56% of renter households here spend at least 30% of income on rent, a severe level, and 34% are severely burdened at 50% or more. Average gross rent is $1,505 monthly, set against $59,079 in average yearly household income, roughly 31% of income at the averages. About 38% of occupied units are renter-occupied.
Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 21%
Stable renters 17%
Owners 62%
Tract context
Occupied units1,740
Renter share38.0%
SVI overall0.77
Poverty rate22.1%
Median income$59,079
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
72
th percentile
Elevated
Within state
72
th percentile
Elevated
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2530, -81.2937 · click any tract to drill in
Why Pemberly Pines scores 4.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
22.1% poverty · this tract
5.5
Supply constraint
$1,505 rent vs county FMR
2.7
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How Pemberly Pines compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 77
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 92%Socioeconomic
- 93%Household composition
- 61%Racial/ethnic minority
- 17%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 219Total filings over 9 yrs
- 3.68%Avg annual filing rate
- 5.3%Peak (2013)
- 27Filings in 2017 (latest validated)
Filings stayed roughly flat over the past 9 months.
Comparable tracts
Census tracts with similar eviction risk
Within Pemberly Pines. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Pemberly Pines
What moves this score most is economic stress at 5.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Osceola County average of 5.2 and in line with the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
Princeton's Eviction Lab logged 219 eviction filings here over 9 tracked years, with about 3.7% of renter households facing a filing in a typical year. Filings peaked at 5.3% of renter households in 2013.
The tract is White and Hispanic or Latino and ranks around the 77th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12097043400
Q1
What is the eviction-risk score for census tract 12097043400?
Census tract 12097043400 in the Pemberly Pines neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043400?
Median gross rent is $1,505/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043400?
22.1% of residents in tract 12097043400 live below the federal poverty line (ACS B17001, 2023). Population: 5,536.
Q4
How socially vulnerable is tract 12097043400?
CDC Social Vulnerability Index ranks this tract in the 77th percentile nationally. Sub-themes: socioeconomic 92th, household 93th, minority 61th, housing 17th.
Q5
Is tract 12097043400 considered part of Pemberly Pines?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12097043400 fall within Pemberly Pines (neighborhood centroid within 1.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 12097043400?
Princeton Eviction Lab recorded 219 eviction filings across 9 validated years in tract 12097043400 (2000-2018). The average annual filing rate is 3.68% of renter households, peaking at 5.3% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 12097043400 compare to St. Cloud overall?
Tract 12097043400 scores 4.2/10, higher than the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
3.9
/ 10 · Low
Tract · FL
12097043500
3.2
/ 10 · Low
Tract · FL
12097043208
2.9
/ 10 · Low
Tract · FL
12097043209
2.9
/ 10 · Low
Tract · FL
Saint Cloud
2.9
/ 10 · Low
Tract · FL
12097042904
2.7
/ 10 · Low
Tract · FL
12097043207
2.6
/ 10 · Low
Tract · FL
12097043700
2.4
/ 10 · Low
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