Census Tract · Ranked #65,113 of 84,120 nationally

St. Cloud Eviction Risk: Lower

Tract 12097043207 · Osceola, FL · pop 10,929 · 95% of tract blocks fall in St. Cloud

The Moderate-tier score of 4.4/10 for census tract 12097043207 reflects conditions in St. Cloud, Florida. It lands near the 21st percentile nationally for landlord eviction risk.

45% of renter households here spend at least 30% of income on rent, a severe level, and 12% are severely burdened at 50% or more. Average rent runs $2,097 a month against an average household income of $86,318 a year, roughly 29% of income at the averages. About 27% of occupied units are renter-occupied.

Risk score

2.6

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 12% Stable renters 15% Owners 73%

Tract context

Occupied units2,817

Renter share27.1%

SVI overall0.41

Poverty rate8.0%

Median income$86,318

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across St. Cloud and the region

Centroid at 28.1934, -81.2971 · click any tract to drill in

Why St. Cloud scores 2.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from St. Cloud

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Florida legislature & governorship

1.5

Economic stress

8.0% poverty · this tract

2.0

Supply constraint

$2,097 rent vs county FMR

5.7

Rent control risk

Inherited from St. Cloud

1.0

Eviction process difficulty

State law sets the calendar

1.2

Tenant organizing strength

Inherited from St. Cloud

3.3

Housing court bias

Inherited from St. Cloud

2.5

How St. Cloud compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 41

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

43%Socioeconomic
79%Household composition
78%Racial/ethnic minority
10%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in St. Cloud

The heaviest input here is supply constraint at 5.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Osceola County average of 5.2 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is Hispanic or Latino and White and ranks around the 41st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12097043207

What is the eviction-risk score for census tract 12097043207?

Census tract 12097043207 in St. Cloud scores 2.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 12097043207?

Median gross rent is $2,097/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.

What is the poverty rate in tract 12097043207?

8.0% of residents in tract 12097043207 live below the federal poverty line (ACS B17001, 2023). Population: 10,929.

How socially vulnerable is tract 12097043207?

CDC Social Vulnerability Index ranks this tract in the 41th percentile nationally. Sub-themes: socioeconomic 43th, household 79th, minority 78th, housing 10th.

How does tract 12097043207 compare to St. Cloud overall?

Tract 12097043207 scores 2.6/10, right in line with the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in St. Cloud

Top eight tracts in St. Cloud ranked by composite eviction-risk score.