Within parent city
50
th percentile
Moderate
Census Tract · Ranked #63,481 of 84,120 nationally
St. Cloud Eviction Risk: Lower
Tract 12097042904 · Osceola, FL · pop 6,219 · 8% of tract blocks fall in St. Cloud
In St. Cloud in Osceola County, census tract 12097042904 scores 4.3/10 for eviction risk. It lands near the 19th percentile nationally for landlord eviction risk.
About 63% of renters carry a rent burden of 30% of income or higher, a severe level, and 29% are severely burdened at 50% or more. The typical renter pays about $1,387 a month while the average household earns $79,151 a year, roughly 21% of income at the averages. Renters make up 26% of occupied homes.
Risk score
2.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 16%
Stable renters 10%
Owners 74%
Tract context
Occupied units1,774
Renter share26.2%
SVI overall0.49
Poverty rate7.5%
Median income$79,151
Percentile rank
Higher percentile = riskier than more peers.Within county
22
th percentile
Low
Within state
32
th percentile
Low
National
25
th percentile
Low
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2888, -81.3208 · click any tract to drill in
Why St. Cloud scores 2.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
7.5% poverty · this tract
1.9
Supply constraint
$1,387 rent vs county FMR
2.1
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How St. Cloud compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 49
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 55%Socioeconomic
- 66%Household composition
- 80%Racial/ethnic minority
- 17%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in St. Cloud
The score leans hardest on tenant organizing strength at 3.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Osceola County average of 5.2 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is predominantly Hispanic or Latino and ranks around the 49th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12097042904
Q1
What is the eviction-risk score for census tract 12097042904?
Census tract 12097042904 in St. Cloud scores 2.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097042904?
Median gross rent is $1,387/month (ACS 5-year 2023, table B25064). 63% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097042904?
7.5% of residents in tract 12097042904 live below the federal poverty line (ACS B17001, 2023). Population: 6,219.
Q4
How socially vulnerable is tract 12097042904?
CDC Social Vulnerability Index ranks this tract in the 49th percentile nationally. Sub-themes: socioeconomic 55th, household 66th, minority 80th, housing 17th.
Q5
How does tract 12097042904 compare to St. Cloud overall?
Tract 12097042904 scores 2.7/10, higher than the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
4.2
/ 10 · Moderate
Tract · FL
Pemberly Pines
3.9
/ 10 · Low
Tract · FL
12097043500
3.2
/ 10 · Low
Tract · FL
12097043208
2.9
/ 10 · Low
Tract · FL
12097043209
2.9
/ 10 · Low
Tract · FL
Saint Cloud
2.9
/ 10 · Low
Tract · FL
12097043207
2.6
/ 10 · Low
Tract · FL
12097043700
2.4
/ 10 · Low
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