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Neighborhood · Ranked #24,859 of 84,120 nationally

Heritage Oaks Eviction Risk: Moderate , Lealman

Tract 12103024603 · Pinellas, FL · pop 3,294 · neighborhood within 0.5 mi

12103024603 is a census tract in the Heritage Oaks area of Lealman, FL. It scores 5.4/10 for landlords. The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 14% Owners 63%
Tract context
Occupied units1,171
Renter share37.7%
SVI overall0.96
Poverty rate22.9%
Median income$40,873

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Heritage Oaks
Very High
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 7 tracts In Lealman
Very High
Within county
97 th percentile
Rank, 97th percentileLowHigh
#8 of 273 tracts In Pinellas
Very High
Within state
90 th percentile
Rank, 90th percentileLowHigh
#495 of 5,122 tracts In Florida
Very High
Geographic context

Risk heat across Lealman and the region

Centroid at 27.8146, -82.6693 · click any tract to drill in

Why Heritage Oaks scores 5.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Lealman
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
22.9% poverty · this tract
5.7
Supply constraint
$1,268 rent vs county FMR
1.4
Rent control risk
Inherited from Lealman
7.3
Eviction process difficulty
State law sets the calendar
1.7
Tenant organizing strength
Inherited from Lealman
7.8
Housing court bias
Inherited from Lealman
7.0

How Heritage Oaks compares

Risk score vs. parent city, county, state.
Heritage Oaks risk score vs. parent city / county / state5.4This tracttract 0246034.0Lealmanparent city3.9Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 96

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 312Total filings 2020-21
  • 4.3Avg monthly (observed)
  • 7.5Pre-pandemic baseline
  • 0.57×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Heritage Oaks. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Heritage Oaks

The clearest offset is supply constraint at 1.4/10. Set annual rent against average income of $40,873 and the ratio lands at 37%, above the conventional 30% ceiling.

On the softer side, state political climate reads 1.5/10. It sits 1.6 points above the Pinellas County average of 3.8. Cost burden runs 62% here against 53.4% across Pinellas County.

Well under the midpoint, eviction-process difficulty reads 1.7/10. Disability prevalence runs 44.2% against 31.5% nationally.

The poverty rate is 23%, which in this model reads as reduced rent-recovery odds after a judgment. Adults with no health insurance runs 23.0% against 11.3% nationally.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for St. Petersburg. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 70% of the 84,120 US census tracts in this model. Social vulnerability reads 9.6/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the FL average is 4.1, so this tract runs 1.3 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 12103024603

Q1

What is the eviction-risk score for census tract 12103024603?

Census tract 12103024603 in the Heritage Oaks neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103024603?

Median gross rent is $1,268/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103024603?

22.9% of residents in tract 12103024603 live below the federal poverty line (ACS B17001, 2023). Population: 3,294.
Q4

How socially vulnerable is tract 12103024603?

CDC Social Vulnerability Index ranks this tract in the 96th percentile nationally. Sub-themes: socioeconomic 97th, household 82th, minority 77th, housing 88th.
Q5

Is tract 12103024603 considered part of Heritage Oaks?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103024603 fall within Heritage Oaks (neighborhood centroid within 0.5 miles, OSM data).
Q6

Did eviction filings in tract 12103024603 drop during COVID?

Pandemic-era filings ran 0.57× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7

How does tract 12103024603 compare to Lealman overall?

Tract 12103024603 scores 5.4/10, higher than the parent city of Lealman at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lealman; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 12103024603 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 47% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Lealman

Top eight tracts in Lealman ranked by composite eviction-risk score.

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