Tumlin Heights Eviction Risk: Moderate

40.5% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. What pushes the score up most is tenant-organizing strength at 9.6/10.

On the softer side is eviction-process difficulty, at 1.5/10. Food insecurity affects 34.8% of adults, 17.0 points above the national rate.

18% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Sitting well above the midpoint is rent-regulation exposure at 7.9/10. The filing record is not thin: 14 evictions logged in this tract.

The poverty rate is 18%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The worst year on record was 2003, when filings touched 4.7% of renter households.

That places it #10 of 21 neighborhoods in Gainesville. Judgments average 2.7% of renter households a year, the share of filings that actually convert to an order. Social vulnerability runs high at 8.5/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Against average income of $80,099, annual rent is only 20%, a wide affordability cushion. Average gross rent runs $1,319, close to the Gainesville average.

One tract means one number: 5.1/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.