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Neighborhood · Elgin, IL

Century Oaks Eviction Risk: Moderate

1 census tracts · pop 6,358 · pop-weighted Eviction Risk Score 5.1/10 · range 5.1–5.1

Century Oaks maps to a single census tract in Elgin, IL, population 6,358. Scored across those inputs it reaches 5.1/10, placing it in the Moderate tier. The clearest offset is rent-regulation exposure, at 2/10.

16% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Well under the midpoint is economic stress, at 2.6/10. Court records for this tract carry 219 eviction filings.

Against a Elgin baseline of 29.5%, roughly one in three of renters here cross the 30%-of-income line. Running cool is supply constraint, at 2.8/10. The worst year on record was 2010, when filings touched 7.3% of renter households.

Recent filings have not receded much: 6.7% in 2011 against a 7.3% peak. That places it #4 of 16 neighborhoods in Elgin. The closest comparables inside the same city are Elgin Historic District and Maple Manor.

Social vulnerability runs high at 8.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,368, close to the Elgin average.

Annual rent works out to 25% of average household income of $66,143. 36% of occupied units are renter-occupied.

Because the boundary contains one tract, 5.1/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
5.1
Moderate
1 tracts · population-weighted
Century Oaks vs Elgin How this neighborhood stacks against the citywide average
% of income on rent
33.6% +14%
Elgin: 29.5%
Average gross rent
$1,368 +1%
Elgin: $1,361
Average HH income
$66,143 -25%
Elgin: $88,316
Poverty rate
10.4% 0%
Elgin: 10.4%
Renter share
35.5% +27%
Elgin: 28.1%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Century Oaks and the region

Click any tract to drill in · 1 tracts span score 5.1–5.1

Why Century Oaks scores 5.1

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.2–5.2 across tracts
5.2
Regional political climate
County-level mix · 2024 presidential margin · Range 5.7–5.7 across tracts
5.7
Local political climate
Parent city governance · Range 4.8–4.8 across tracts
4.8
Rent control risk
34% of income on rent · Range 2.0–2.0 across tracts
2.0
Eviction process difficulty
State notice requirements & court backlog · Range 3.5–3.5 across tracts
3.5
Tenant organizing strength
36% renter households · Range 3.5–3.5 across tracts
3.5
Housing court bias
County bench composition · Range 3.5–3.5 across tracts
3.5
Economic stress
10.4% below poverty line · Range 2.6–2.6 across tracts
2.6
Supply constraint
Rent-to-FMR gap & zoning friction · Range 2.8–2.8 across tracts
2.8
Risk score comparison

Century Oaks vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Century Oaks score vs. parent city, state, U.S.Century Oaks: 5.15.1Century OaksNeighborhoodParent city: 4.04.0Parent cityhost cityState: 5.15.1Stateavg in stateU.S.: 5.15.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Century Oaks

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
17089851000 5.1 6,358 34% $1,368
Social Vulnerability Index

CDC SVI percentile: 86

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 67%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 76%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 57%ile
Hispanic + non-white share of population
Housing & transport 97%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Century Oaks

Aggregated across 1 validated constituent tract. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 219Total filings (sum)
  • 6.67%Avg annual filing rate
  • 7.3%Peak year (2010)
  • 6.68%Latest filed (2011)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Century Oaks

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Century Oaks

Q1

What is the eviction-risk score for Century Oaks?

Century Oaks scores 5.1/10 (Moderate tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Century Oaks compare to Elgin overall?

Century Oaks scores 1.1 points higher than Elgin overall (4/10). Renters spend 34% of income on rent vs 30% citywide. Average rent: $1,368 vs $1,361.
Q3

What is the average rent in Century Oaks?

Average gross rent in Century Oaks is $1,368/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 34% of renter households are cost-burdened.
Q4

What percentage of Century Oaks residents are renters?

36% of Century Oaks households are renter-occupied (vs 28% in Elgin). The neighborhood has 6,358 residents.
Q5

Is Century Oaks a high social-vulnerability area?

Century Oaks sits in the 86th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Century Oaks for landlords?

Century Oaks carries a moderate-tier eviction-risk profile for landlords (5.1/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Elgin as a whole (4/10), this neighborhood is higher-risk.
Q7

What is the demographic breakdown of Century Oaks?

Century Oaks has 6,001 residents. Top groups: White (non-Hispanic) (58.1%), Hispanic / Latino (33.7%), Black (non-Hispanic) (3.9%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Century Oaks

Sibling neighborhoods

Other neighborhoods inside Elgin

Same parent city, ranked by score similarity to Century Oaks.

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