Columbia Terrace North Eviction Risk: Moderate

SNAP participation is 42.1% of households versus 15.2% nationally. 24% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. 20.7% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

The clearest offset is rent-regulation exposure, at 2/10. At $784 a month, rents sit 22% under what the rest of Peoria commands.

The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Well under the midpoint is supply constraint, at 2.8/10. Running cool is tenant-organizing strength, at 3/10.

That places it #9 of 16 neighborhoods in Peoria. For a like-for-like read, East Bluff and North Florence score within a fraction of it.

Social vulnerability runs high at 7.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Against average income of $47,844, annual rent is only 20%, a wide affordability cushion. 41% of occupied units are renter-occupied.

One tract means one number: 5.2/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.