Edgewater Eviction Risk: Moderate , Rockford

Severe burden reaches 24%. Those are renters paying half their income or more, and that is where non-payment filings originate. The main counterweight is rent-regulation exposure at 2/10. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

On the softer side, supply constraint reads 2.8/10. Against the Winnebago County average of 4.3, this tract reads riskier for landlords by 0.9 points. Housing insecurity runs 22.0% against 14.2% nationally.

Running cool, tenant-organizing strength reads 3/10. Inability to pay a utility bill runs 14.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Rockford. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #29,336 of 84,120 for landlord eviction difficulty. Social vulnerability reads 8.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the household composition measure is the most pressured. Average gross rent is $921, close to the Rockford average.

Annual rent works out to 22% of average household income of $49,896.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.