Census Tract · Ranked #32,735 of 84,120 nationally

Rockford Eviction Risk: Moderate

Tract 17201001600 · Winnebago County, IL · pop 5,068

Census tract 17201001600 covers Rockford, home to 5,068 residents. For landlords it grades 4.4/10, a moderate reading. It lands near the 21st percentile nationally for landlord eviction risk.

37% of renter households here spend at least 30% of income on rent, a high level, and 13% are severely burdened at 50% or more. Average gross rent is $978 monthly, set against $43,236 in average yearly household income, roughly 27% of income at the averages. Renters make up 51% of occupied homes, a renter-majority tract.

Risk score

4.5

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 19% Stable renters 32% Owners 49%

Tract context

Occupied units2,189

Renter share51.3%

SVI overall0.79

Poverty rate9.5%

Median income$43,236

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Rockford and the region

Centroid at 42.2450, -89.0374 · click any tract to drill in

Why Rockford scores 4.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Rockford

4.5

Regional political climate

2024 county presidential margin

5.1

State political climate

Illinois legislature & governorship

5.2

Economic stress

9.5% poverty · this tract

2.4

Supply constraint

$978 rent vs county FMR

3.3

Rent control risk

Inherited from Rockford

2.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Rockford

3.0

Housing court bias

Inherited from Rockford

3.5

How Rockford compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 79

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

74%Socioeconomic
87%Household composition
65%Racial/ethnic minority
62%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
32%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

19.6%Housing insecurity
12.0%Utility-shutoff threat
24.8%Food insecurity
23.3%SNAP enrollment
12.1%Transit barriers
14.5%No health insurance
19.6%Frequent mental distress
34.3%Any disability

Analysis

What drives eviction risk in Rockford

What moves this score most is eviction process difficulty at 3.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rockford eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Winnebago County average of 5.0 and below the Illinois statewide average of 5.4. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is White and Hispanic or Latino and ranks around the 79th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 17201001600

What is the eviction-risk score for census tract 17201001600?

Census tract 17201001600 in Rockford scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 17201001600?

Median gross rent is $978/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.

What is the poverty rate in tract 17201001600?

9.5% of residents in tract 17201001600 live below the federal poverty line (ACS B17001, 2023). Population: 5,068.

How socially vulnerable is tract 17201001600?

CDC Social Vulnerability Index ranks this tract in the 79th percentile nationally. Sub-themes: socioeconomic 74th, household 87th, minority 65th, housing 62th.

What share of households in tract 17201001600 struggle to pay rent?

About 19.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 17201001600 compare to Rockford overall?

Tract 17201001600 scores 4.5/10, higher than the parent city of Rockford at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rockford eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 17201001600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Rockford

Top eight tracts in Rockford ranked by composite eviction-risk score.