Rockford Eviction Risk: Moderate

Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate. The main counterweight is rent-regulation exposure at 2/10.

The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 1.1 points above the Winnebago County average of 4.3.

Well under the midpoint, tenant-organizing strength reads 3/10. Housing insecurity runs 22.5% against 14.2% nationally.

Inability to pay a utility bill runs 15.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Rockford. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 70th percentile of the 84,120 tracts scored. Statute speed, court posture and rent-regulation exposure are inherited from Rockford eviction risk rather than measured on these blocks; the economic and supply components are the tract-level part of the score. On the CDC Social Vulnerability Index the tract reads 8.9/10, which tracks how hard a shock lands on the households already here.

Of its three components the household composition measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.