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Census Tract · Ranked #35,669 of 84,120 nationally

Mishawaka Eviction Risk: Moderate

Tract 18141011506 · St. Joseph County, IN · pop 4,689 · 92% of tract blocks fall in Mishawaka

Census tract 18141011506 covers part of Mishawaka, IN, and scores 4.8/10 on landlord eviction risk. It is home to 4,689 residents. What pushes it up most is tenant-organizing strength at 9.2/10.

Risk score
4.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 27% Stable renters 37% Owners 36%
Tract context
Occupied units2,316
Renter share63.3%
SVI overall0.74
Poverty rate14.1%
Median income$47,222

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
64 th percentile
Rank, 64th percentileLowHigh
#6 of 15 tracts In Mishawaka
Elevated
Within county
93 th percentile
Rank, 93rd percentileLowHigh
#7 of 82 tracts In St. Joseph County
Very High
Within state
82 th percentile
Rank, 82nd percentileLowHigh
#313 of 1,693 tracts In Indiana
High
National
58 th percentile
Rank, 58th percentileLowHigh
#35,669 of 84,120 tracts In U.S.
Elevated
Geographic context

Risk heat across Mishawaka and the region

Centroid at 41.6895, -86.1725 · click any tract to drill in

Why Mishawaka scores 4.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Mishawaka
5.8
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
14.1% poverty · this tract
3.5
Supply constraint
$1,054 rent vs county FMR
4.6
Rent control risk
Inherited from Mishawaka
6.4
Eviction process difficulty
State law sets the calendar
2.0
Tenant organizing strength
Inherited from Mishawaka
9.2
Housing court bias
Inherited from Mishawaka
6.8

How Mishawaka compares

Risk score vs. parent city, county, state.
Mishawaka risk score vs. parent city / county / state4.8This tracttract 0115064.2Mishawakaparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 74

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 71Total filings over 1 yrs
  • 4.08%Avg annual filing rate
  • 4.1%Peak (2015)
  • 71Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 408Total filings 2020-21
  • 5.3Avg monthly (observed)
  • 6.0Pre-pandemic baseline
  • 0.88×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Mishawaka

On the high side, court filing pressure reads 8.2/10. On the softer side, state political climate reads 2/10. Against the St. Joseph County average of 3.8, this tract reads riskier for landlords by 1.0 points.

Severe burden reaches 9%. Those are renters paying half their income or more, and that is where non-payment filings originate. Princeton's Eviction Lab logged 71 filings here across 1 tracked years. The worst year on record was 2015, when 4.1% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 4.1% of renter households face a filing.

That is riskier than roughly 58% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 7.7/10, which tracks how hard a shock lands on the households already here.

Statewide the IN average is 3.9, so this tract runs 0.9 points hotter. Of its three components the household composition measure is the most pressured.

Rent takes 30% or more of income for 42% of renters. Average gross rent is $1,054, close to the Mishawaka average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18141011506

Q1

What is the eviction-risk score for census tract 18141011506?

Census tract 18141011506 in Mishawaka scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141011506?

Median gross rent is $1,054/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141011506?

14.1% of residents in tract 18141011506 live below the federal poverty line (ACS B17001, 2023). Population: 4,689.
Q4

How socially vulnerable is tract 18141011506?

CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 63th, household 92th, minority 42th, housing 64th.
Q5

How many evictions are filed each year in tract 18141011506?

Princeton Eviction Lab recorded 71 eviction filings across 1 validated years in tract 18141011506 (2000-2018). The average annual filing rate is 4.08% of renter households, peaking at 4.1% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6

Did eviction filings in tract 18141011506 drop during COVID?

Pandemic-era filings ran 0.88× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q7

What share of households in tract 18141011506 struggle to pay rent?

About 12.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 18141011506 compare to Mishawaka overall?

Tract 18141011506 scores 4.8/10, higher than the parent city of Mishawaka at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 18141011506 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Mishawaka

Top eight tracts in Mishawaka ranked by composite eviction-risk score.

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