Louisville Eviction Risk: Moderate

The dominant input is court filing pressure at 9.2/10. At $726 a month, rents run 35% under what the rest of Louisville commands. On the softer side, supply constraint reads 1/10.

Well under the midpoint, eviction-process difficulty reads 1.6/10. The poverty rate is 25%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 0.9 points.

9% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Court records carry 472 eviction filings across 14 observed years. Filings peaked in 2007 at 7.5% of renter households.

In a typical year about 6.2% of renter households face a filing. That is riskier than roughly 59% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 6.8/10, which tracks how hard a shock lands on the households already here.

Statewide the KY average is 3.9, so this tract runs 1.0 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.