Louisville Eviction Risk: Moderate

What pushes it up most is economic stress at 10/10. The poverty rate is 50%, which in this model reads as reduced rent-recovery odds after a judgment. Cost burden runs 57% here against 42.9% across Jefferson County.

Running hot, court filing pressure reads 9.2/10. Set annual rent against average income of $26,167 and the ratio lands at 40%, above the conventional 30% ceiling.

Running cool, eviction-process difficulty reads 1.6/10. At $878 a month, rents run 22% under what the rest of Louisville commands. Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 0.9 points.

The filing record is not thin: 2,309 evictions over 14 years of observation. The worst year on record was 2003, when 35.5% of renter households were served.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Louisville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 24.7% of renter households face a filing. Nationally it ranks #34,278 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.