Quadrangle-Mattoon Street Historic District Eviction Risk: Elevated , Springfield

69% of renter households cross the 30%-of-income line, far above the Hampden County average of 46.5%. Set annual rent against average income of $19,435 and the ratio lands at 61%, above the conventional 30% ceiling. The score leans hardest on economic stress at 10/10.

Food insecurity runs 55.2% against 17.8% nationally. Inability to pay a utility bill runs 34.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 58%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

98% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against the Hampden County average of 5.8, this tract reads riskier for landlords by 2.1 points. On the high side, court filing pressure reads 8.5/10.

On the softer side, supply constraint reads 1.6/10. Average gross rent is $982, 14% below the Springfield average. On the national scale it lands near the 90th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 10/10. Statewide the MA average is 6.2, so this tract runs 1.7 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.