Ludlow Mills Eviction Risk: Elevated , Springfield

It sits 2.1 points above the Hampden County average of 5.8. The dominant input is court filing pressure at 8.5/10.

This is renter territory: 76% of occupied units are tenant-occupied. Housing insecurity runs 27.9% against 14.2% nationally.

The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Inability to pay a utility bill runs 18.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the high side, local political climate reads 7/10.

Sitting well above the midpoint, eviction-process difficulty reads 7/10. At $1,277 a month, rents run 12% over what the rest of Springfield commands. On the national scale it lands near the 90th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 9.3/10, which tracks how hard a shock lands on the households already here. Statewide the MA average is 6.2, so this tract runs 1.7 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.