City Hall Historic District Eviction Risk: High , Lowell

about three-quarters of renter households cross the 30%-of-income line, far above the Middlesex County average of 43.0%. The main counterweight is supply constraint at 1/10. Annualized rent equals 33% of average household income of $54,038, past the 30% affordability line, which thins the margin any screening standard has to work with.

The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 1.7 points above the Middlesex County average of 6.3. Food insecurity runs 31.3% against 17.8% nationally.

On the softer side, court filing pressure reads 2.5/10. Running hot, economic stress reads 7.4/10. Princeton's Eviction Lab logged 326 filings here across 5 tracked years.

Inability to pay a utility bill runs 16.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2014, when 9.5% of renter households were served. Average gross rent is $1,494, 8% below the Lowell average.

In a typical year about 8.6% of renter households face a filing. That is riskier than roughly 91% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.