Merrimack-Middle Street Historic District Eviction Risk: Moderate , Lowell

The heaviest input here is eviction process difficulty at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lowell eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Middlesex County average of 5.2 and below the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 24.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 14.8% faced a utility shutoff threat, a common early warning before a filing.

The tract is White and Hispanic or Latino and ranks around the 99th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.