High School Street Historic District Eviction Risk: Elevated

Severe burden reaches 33%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. SNAP participation is 41.4% of households versus 15.2% nationally. 89% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Annualized rent equals 35% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. The clearest offset is supply constraint, at 1.6/10.

CDC survey data puts housing insecurity at 26.4% of adults, against 14.2% nationally. The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The filing record is not thin: 67 evictions logged in this tract.

The worst year on record was 2015, when filings touched 6.7% of renter households. Among the 4 mapped neighborhoods of Southbridge Town, it ranks #1 by risk, the upper third.

Judgments average 1.9% of renter households a year, the share of filings that actually convert to an order. For a like-for-like read, Windsor Court Historic District and Glover Street Historic District score within a fraction of it.

Social vulnerability runs high at 9.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Because the boundary contains one tract, 7.3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.