Main South Eviction Risk: High

SNAP participation is 41.8% of households versus 15.2% nationally. 86% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. The severe-burden share is 28%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Annualized rent equals 36% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. The poverty rate is 31%, which shows up in this model as reduced rent-recovery odds after a judgment. 19.1% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

The strongest single driver of the headline number is economic stress at 7.7/10. On the softer side is supply constraint, at 2.4/10. Court records carry 209 eviction filings across its 2 observed tracts.

The worst year on record was 2015, when filings touched 12.9% of renter households. On the high side is eviction-process difficulty at 7/10.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.