West Main Street Historic District Eviction Risk: Moderate

Internally this is not one market. Tract scores span 4.2 to 5.5, so two buildings inside the same boundary can carry materially different risk. Court records carry 43 eviction filings across its 2 observed tracts.

3.3% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Severe burden reaches 8%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Food insecurity affects 8.6% of adults, 9.2 points below the national rate. Filing activity peaked in 2015 at 4.2% of renter households.

Cost burden runs 28% against 24.6% citywide, putting West Main Street Historic District 3.1% over its own city. At $1,798 a month, rents sit 11% over what the rest of Westborough commands.

Judgments average 1.0% of renter households a year, the share of filings that actually convert to an order. Against average income of $124,878, annual rent is only 17%, a wide affordability cushion. Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

49% of occupied units are renter-occupied.

Underwrite the address, not the area: with 1.3 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.