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Neighborhood · Ranked #56,660 of 84,120 nationally

Pembroke Eviction Risk: Lower , Troy

Tract 26125171200 · Oakland County, MI · pop 2,086 · neighborhood within 1.4 mi

The Pembroke neighborhood of Troy is where census tract 26125171200 sits, home to 2,086 residents. Its landlord eviction-risk score is $1/10. It lands near the 75th percentile nationally for landlord eviction risk.

34% of renter households here spend at least 30% of income on rent, a high level, and 22% are severely burdened at 50% or more. The typical renter pays about $1,494 a month while the average household earns $91,728 a year, roughly 20% of income at the averages. Renters make up 19% of occupied homes.

Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 13% Owners 80%
Tract context
Occupied units913
Renter share19.2%
SVI overall0.11
Poverty rate6.1%
Median income$91,728

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
71 th percentile
Rank, 71st percentileLowHigh
#3 of 8 tracts In Pembroke
Elevated
Within parent city
14 th percentile
Rank, 14th percentileLowHigh
#7 of 8 tracts In Troy
Very Low
Within county
79 th percentile
Rank, 79th percentileLowHigh
#75 of 350 tracts In Oakland County
High
Within state
41 th percentile
Rank, 41st percentileLowHigh
#1,768 of 2,972 tracts In Michigan
Moderate
Geographic context

Risk heat across Troy and the region

Centroid at 42.4632, -83.1631 · click any tract to drill in

Why Pembroke scores 3.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Troy
7.2
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
6.1% poverty · this tract
1.5
Supply constraint
$1,494 rent vs county FMR
5.8
Rent control risk
Inherited from Troy
6.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from Troy
8.2
Housing court bias
Inherited from Troy
6.6

How Pembroke compares

Risk score vs. parent city, county, state.
Pembroke risk score vs. parent city / county / stateThis tract: 3.13.1This tracttract 171200Troy: 2.92.9Troyparent cityCounty: 2.42.4Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 11

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Pembroke. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Pembroke

What moves this score most is tenant organizing strength at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Oakland County average of 5.7 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 11th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 10.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.6% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26125171200

Q1

What is the eviction-risk score for census tract 26125171200?

Census tract 26125171200 in the Pembroke neighborhood scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26125171200?

Median gross rent is $1,494/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26125171200?

6.1% of residents in tract 26125171200 live below the federal poverty line (ACS B17001, 2023). Population: 2,086.
Q4

How socially vulnerable is tract 26125171200?

CDC Social Vulnerability Index ranks this tract in the 11th percentile nationally. Sub-themes: socioeconomic 16th, household 7th, minority 58th, housing 19th.
Q5

Is tract 26125171200 considered part of Pembroke?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125171200 fall within Pembroke (neighborhood centroid within 1.4 miles, OSM data).
Q6

What share of households in tract 26125171200 struggle to pay rent?

About 10.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 26125171200 compare to Troy overall?

Tract 26125171200 scores 3.1/10, right in line with the parent city of Troy at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 26125171200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.

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