Neighborhood · Ranked #28,095 of 84,120 nationally
Pembroke Eviction Risk: Moderate , Troy
Tract 26125172500 ·
Oakland County, MI · pop 2,400 · neighborhood within 0.6 mi
Census tract 26125172500 covers part of the Pembroke area of Oakland County, MI, and scores 5.3/10 on landlord eviction risk. Population here is 2,400. What pushes it up most is court filing pressure at 9.5/10.
Risk score
5.3
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 33%Stable renters 31%Owners 36%
Tract context
Occupied units1,082
Renter share64.6%
SVI overall0.74
Poverty rate27.8%
Median income$43,587
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
86th percentile
#2 of 8 tracts In Pembroke
High
Within county
83th percentile
#60 of 350 tracts In Oakland County
High
Within state
78th percentile
#665 of 2,972 tracts In Michigan
High
National
67th percentile
#28,095 of 84,120 tracts In U.S.
Elevated
Geographic context
Risk heat across Troy and the region
Centroid at 42.4498, -83.1624 · click any tract to drill in
Why Pembroke scores 5.3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Troy
3.3
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
27.8% poverty · this tract
6.9
Supply constraint
$817 rent vs county FMR
1.0
Rent control risk
Inherited from Troy
3.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from Troy
4.0
Housing court bias
Inherited from Troy
5.0
How Pembroke compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
82%Socioeconomic
81%Household composition
97%Racial/ethnic minority
25%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
4%Grade C
94%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
27.5%Housing insecurity
22.9%Utility-shutoff threat
37.9%Food insecurity
41.2%SNAP enrollment
18.0%Transit barriers
9.2%No health insurance
20.2%Frequent mental distress
37.7%Any disability
Analysis
What drives eviction risk in Pembroke
Food insecurity runs 37.9% against 17.8% nationally. Running cool, supply constraint reads 1/10. roughly one in two of renter households cross the 30%-of-income line, markedly above the Oakland County average of 39.8%.
The severe-burden share is 23%, and it is the single best predictor in this model of a filing that actually reaches judgment. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.
Inability to pay a utility bill runs 22.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. It sits 1.3 points above the Oakland County average of 4.0. On the high side, economic stress reads 6.9/10.
This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 67% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 7.6/10, which tracks how hard a shock lands on the households already here.
Statewide the MI average is 4.2, so this tract runs 1.1 points hotter.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 26125172500
Q1
What is the eviction-risk score for census tract 26125172500?
Census tract 26125172500 in the Pembroke neighborhood scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125172500?
Median gross rent is $817/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125172500?
27.8% of residents in tract 26125172500 live below the federal poverty line (ACS B17001, 2023). Population: 2,400.
Q4
How socially vulnerable is tract 26125172500?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 82th, household 81th, minority 97th, housing 25th.
Q5
Is tract 26125172500 considered part of Pembroke?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125172500 fall within Pembroke (neighborhood centroid within 0.6 miles, OSM data).
Q6
What share of households in tract 26125172500 struggle to pay rent?
About 27.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26125172500 compare to Troy overall?
Tract 26125172500 scores 5.3/10, higher than the parent city of Troy at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 26125172500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 94% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.