Within neighborhood
86
th percentile
High
Neighborhood · Ranked #31,159 of 84,120 nationally
Pembroke Eviction Risk: Moderate , Troy
Tract 26125172500 · Oakland County, MI · pop 2,400 · neighborhood within 0.6 mi
How risky is the Pembroke neighborhood of Troy for landlords? Census tract 26125172500 scores 6.2/10, the Elevated tier. That is riskier than about 80% of US census tracts.
About 52% of renters carry a rent burden of 30% of income or higher, a severe level, and 23% are severely burdened at 50% or more. Average rent runs $817 a month against an average household income of $43,587 a year, roughly 22% of income at the averages. Renters make up 65% of occupied homes, a renter-majority tract.
Risk score
4.6
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 33%
Stable renters 31%
Owners 36%
Tract context
Occupied units1,082
Renter share64.6%
SVI overall0.74
Poverty rate27.8%
Median income$43,587
Percentile rank
Higher percentile = riskier than more peers.Within county
94
th percentile
Very High
Within state
73
th percentile
Elevated
National
63
th percentile
Elevated
Geographic context
Risk heat across Troy and the region
Centroid at 42.4498, -83.1624 · click any tract to drill in
Why Pembroke scores 4.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Troy
3.3
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
27.8% poverty · this tract
6.9
Supply constraint
$817 rent vs county FMR
1.0
Rent control risk
Inherited from Troy
3.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from Troy
4.0
Housing court bias
Inherited from Troy
5.0
How Pembroke compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 82%Socioeconomic
- 81%Household composition
- 97%Racial/ethnic minority
- 25%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 4%Grade C
- 94%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Pembroke. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 27.5%Housing insecurity
- 22.9%Utility-shutoff threat
- 37.9%Food insecurity
- 41.2%SNAP enrollment
- 18.0%Transit barriers
- 9.2%No health insurance
- 20.2%Frequent mental distress
- 37.7%Any disability
Analysis
What drives eviction risk in Pembroke
The score leans hardest on economic stress at 6.9/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Oakland County average of 5.7 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 27.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 22.9% faced a utility shutoff threat, a common early warning before a filing.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 94% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 26125172500
Q1
What is the eviction-risk score for census tract 26125172500?
Census tract 26125172500 in the Pembroke neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125172500?
Median gross rent is $817/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125172500?
27.8% of residents in tract 26125172500 live below the federal poverty line (ACS B17001, 2023). Population: 2,400.
Q4
How socially vulnerable is tract 26125172500?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 82th, household 81th, minority 97th, housing 25th.
Q5
Is tract 26125172500 considered part of Pembroke?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125172500 fall within Pembroke (neighborhood centroid within 0.6 miles, OSM data).
Q6
What share of households in tract 26125172500 struggle to pay rent?
About 27.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26125172500 compare to Troy overall?
Tract 26125172500 scores 4.6/10, higher than the parent city of Troy at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 26125172500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 94% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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