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Neighborhood · Ranked #45,786 of 84,120 nationally

Pembroke Eviction Risk: Moderate , Troy

Tract 26125197702 · Oakland County, MI · pop 2,038 · neighborhood within 0.8 mi

With a score of 4.2/10, tract 26125197702 in the Pembroke area of Troy, MI reads moderate for landlord eviction risk. Population here is 2,038. The score leans hardest on court filing pressure at 9.5/10.

Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 27% Stable renters 61% Owners 12%
Tract context
Occupied units1,072
Renter share88.2%
SVI overall0.12
Poverty rate8.1%
Median income$90,833

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
43 th percentile
Rank, 43rd percentileLowHigh
#5 of 8 tracts In Pembroke
Moderate
Within parent city
76 th percentile
Rank, 76th percentileLowHigh
#6 of 22 tracts In Troy
High
Within county
62 th percentile
Rank, 62nd percentileLowHigh
#135 of 350 tracts In Oakland County
Elevated
Within state
58 th percentile
Rank, 58th percentileLowHigh
#1,244 of 2,972 tracts In Michigan
Elevated
Geographic context

Risk heat across Troy and the region

Centroid at 42.5469, -83.1778 · click any tract to drill in

Why Pembroke scores 4.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Troy
5.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
8.1% poverty · this tract
2.0
Supply constraint
$1,664 rent vs county FMR
7.1
Rent control risk
Inherited from Troy
4.4
Eviction process difficulty
State law sets the calendar
3.3
Tenant organizing strength
Inherited from Troy
5.8
Housing court bias
Inherited from Troy
3.8

How Pembroke compares

Risk score vs. parent city, county, state.
Pembroke risk score vs. parent city / county / state4.2This tracttract 1977024.0Troyparent city4.0Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 12

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Pembroke. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Pembroke

88% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against Oakland County at 39.8%, 31% of renters here are cost-burdened. On the softer side, economic stress reads 2/10.

The severe-burden share is 15%, and it is the single best predictor in this model of a filing that actually reaches judgment. The voucher gap is 20.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

SNAP participation runs 6.9% against 15.2% nationally. Running hot, supply constraint reads 7.1/10. Adults with no health insurance runs 4.3% against 11.3% nationally.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #45,786 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 2.1/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured. It tracks the Oakland County average of 4.0 closely.

Average gross rent is $1,664, close to the Troy average. Annual rent works out to 22% of average household income of $90,833.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 26125197702

Q1

What is the eviction-risk score for census tract 26125197702?

Census tract 26125197702 in the Pembroke neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26125197702?

Median gross rent is $1,664/month (ACS 5-year 2023, table B25064). 31% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26125197702?

8.1% of residents in tract 26125197702 live below the federal poverty line (ACS B17001, 2023). Population: 2,038.
Q4

How socially vulnerable is tract 26125197702?

CDC Social Vulnerability Index ranks this tract in the 12th percentile nationally. Sub-themes: socioeconomic 9th, household 6th, minority 75th, housing 29th.
Q5

Is tract 26125197702 considered part of Pembroke?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125197702 fall within Pembroke (neighborhood centroid within 0.8 miles, OSM data).
Q6

What share of households in tract 26125197702 struggle to pay rent?

About 7.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 26125197702 compare to Troy overall?

Tract 26125197702 scores 4.2/10, right in line with the parent city of Troy at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 26125197702 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.

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