Neighborhood · Ranked #69,776 of 84,120 nationally

Pembroke Eviction Risk: Lower , Troy

Tract 26125197702 · Oakland County, MI · pop 2,038 · neighborhood within 0.8 mi

The Moderate-tier score of 5.5/10 for census tract 26125197702 reflects conditions in the Pembroke area of Troy, Michigan. That is riskier than about 57% of US census tracts.

31% of renter households here spend at least 30% of income on rent, a high level, and 15% are severely burdened at 50% or more. Average rent runs $1,664 a month against an average household income of $90,833 a year, roughly 22% of income at the averages. Renters make up 88% of occupied homes, a renter-majority tract.

Risk score

2.3

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 27% Stable renters 61% Owners 12%

Tract context

Occupied units1,072

Renter share88.2%

SVI overall0.12

Poverty rate8.1%

Median income$90,833

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Troy and the region

Centroid at 42.5469, -83.1778 · click any tract to drill in

Why Pembroke scores 2.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Troy

5.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

8.1% poverty · this tract

2.0

Supply constraint

$1,664 rent vs county FMR

7.1

Rent control risk

Inherited from Troy

4.4

Eviction process difficulty

State law sets the calendar

3.3

Tenant organizing strength

Inherited from Troy

5.8

Housing court bias

Inherited from Troy

3.8

How Pembroke compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 12

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

9%Socioeconomic
6%Household composition
75%Racial/ethnic minority
29%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Pembroke. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

7.8%Housing insecurity
5.4%Utility-shutoff threat
10.1%Food insecurity
6.9%SNAP enrollment
5.5%Transit barriers
4.3%No health insurance
13.3%Frequent mental distress
15.7%Any disability

Analysis

What drives eviction risk in Pembroke

The score leans hardest on supply constraint at 7.1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Oakland County average of 5.7 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 7.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.4% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 26125197702

What is the eviction-risk score for census tract 26125197702?

Census tract 26125197702 in the Pembroke neighborhood scores 2.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125197702?

Median gross rent is $1,664/month (ACS 5-year 2023, table B25064). 31% of renter households are cost-burdened.

What is the poverty rate in tract 26125197702?

8.1% of residents in tract 26125197702 live below the federal poverty line (ACS B17001, 2023). Population: 2,038.

How socially vulnerable is tract 26125197702?

CDC Social Vulnerability Index ranks this tract in the 12th percentile nationally. Sub-themes: socioeconomic 9th, household 6th, minority 75th, housing 29th.

Is tract 26125197702 considered part of Pembroke?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125197702 fall within Pembroke (neighborhood centroid within 0.8 miles, OSM data).

What share of households in tract 26125197702 struggle to pay rent?

About 7.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125197702 compare to Troy overall?

Tract 26125197702 scores 2.3/10, lower than the parent city of Troy at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125197702 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.