Census Tract · Ranked #23,554 of 84,120 nationally

Pontiac Eviction Risk: Moderate

Tract 26125141100 · Oakland County, MI · pop 3,047

For landlords sizing up Pontiac, census tract 26125141100 carries an elevated eviction-risk score of 6.8/10. It lands near the 92nd percentile nationally for landlord eviction risk.

72% of renter households here spend at least 30% of income on rent, a severe level, and 44% are severely burdened at 50% or more. Average gross rent is $1,200 monthly, set against $38,941 in average yearly household income, roughly 37% of income at the averages. About 61% of occupied units are renter-occupied, a renter-majority tract.

Risk score

5.1

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 44% Stable renters 17% Owners 39%

Tract context

Occupied units1,440

Renter share61.0%

SVI overall0.96

Poverty rate16.5%

Median income$38,941

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6809, -83.3054 · click any tract to drill in

Why Pontiac scores 5.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Pontiac

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

16.5% poverty · this tract

4.1

Supply constraint

$1,200 rent vs county FMR

3.7

Rent control risk

Inherited from Pontiac

6.8

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Pontiac

9.5

Housing court bias

Inherited from Pontiac

7.7

How Pontiac compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 96

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

81%Socioeconomic
100%Household composition
74%Racial/ethnic minority
82%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
26%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

19.9%Housing insecurity
14.8%Utility-shutoff threat
27.0%Food insecurity
25.6%SNAP enrollment
13.4%Transit barriers
11.6%No health insurance
19.8%Frequent mental distress
35.1%Any disability

Analysis

What drives eviction risk in Pontiac

The score leans hardest on tenant organizing strength at 9.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Pontiac eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Oakland County average of 5.7 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is Black and White and ranks around the 96th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26125141100

What is the eviction-risk score for census tract 26125141100?

Census tract 26125141100 in Pontiac scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125141100?

Median gross rent is $1,200/month (ACS 5-year 2023, table B25064). 72% of renter households are cost-burdened.

What is the poverty rate in tract 26125141100?

16.5% of residents in tract 26125141100 live below the federal poverty line (ACS B17001, 2023). Population: 3,047.

How socially vulnerable is tract 26125141100?

CDC Social Vulnerability Index ranks this tract in the 96th percentile nationally. Sub-themes: socioeconomic 81th, household 100th, minority 74th, housing 82th.

What share of households in tract 26125141100 struggle to pay rent?

About 19.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125141100 compare to Pontiac overall?

Tract 26125141100 scores 5.1/10, higher than the parent city of Pontiac at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125141100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.