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Census Tract · Ranked #15,451 of 84,120 nationally

Pontiac Eviction Risk: Elevated

Tract 26125141002 · Oakland County, MI · pop 3,181 · 95% of tract blocks fall in Pontiac

26125141002 is a census tract in Pontiac, MI. It scores 6.5/10 for landlords. It is home to 3,181 residents. The dominant input is court filing pressure at 9.5/10.

Risk score
6.5
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 27% Stable renters 53% Owners 20%
Tract context
Occupied units1,509
Renter share79.7%
SVI overall0.42
Poverty rate22.2%
Median income$60,289

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
59 th percentile
Rank, 59th percentileLowHigh
#8 of 18 tracts In Pontiac
Elevated
Within county
99 th percentile
Rank, 99th percentileLowHigh
#5 of 350 tracts In Oakland County
Very High
Within state
97 th percentile
Rank, 97th percentileLowHigh
#91 of 2,972 tracts In Michigan
Very High
National
82 th percentile
Rank, 82nd percentileLowHigh
#15,451 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6782, -83.2566 · click any tract to drill in

Why Pontiac scores 6.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Pontiac
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
22.2% poverty · this tract
5.5
Supply constraint
$1,091 rent vs county FMR
2.9
Rent control risk
Inherited from Pontiac
6.8
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from Pontiac
9.5
Housing court bias
Inherited from Pontiac
7.7

How Pontiac compares

Risk score vs. parent city, county, state.
Pontiac risk score vs. parent city / county / state6.5This tracttract 1410025.1Pontiacparent city4.0Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 42

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Pontiac

It sits 2.5 points above the Oakland County average of 4.0. On the high side, tenant-organizing strength reads 9.5/10. This is renter territory: 80% of occupied units are tenant-occupied.

The poverty rate is 22%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, housing-court posture reads 7.7/10.

Food insecurity runs 27.9% against 17.8% nationally. 34% of renter households cross the 30%-of-income line, below the Oakland County average of 39.8%. 11% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Housing insecurity runs 21.7% against 14.2% nationally. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #15,451 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 4.8/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 26125141002

Q1

What is the eviction-risk score for census tract 26125141002?

Census tract 26125141002 in Pontiac scores 6.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26125141002?

Median gross rent is $1,091/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26125141002?

22.2% of residents in tract 26125141002 live below the federal poverty line (ACS B17001, 2023). Population: 3,181.
Q4

How socially vulnerable is tract 26125141002?

CDC Social Vulnerability Index ranks this tract in the 42th percentile nationally. Sub-themes: socioeconomic 38th, household 8th, minority 82th, housing 69th.
Q5

What share of households in tract 26125141002 struggle to pay rent?

About 21.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6

How does tract 26125141002 compare to Pontiac overall?

Tract 26125141002 scores 6.5/10, higher than the parent city of Pontiac at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 26125141002 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.

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