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Census Tract · Ranked #15,451 of 84,120 nationally

Pontiac Eviction Risk: Elevated

Tract 26125142200 · Oakland County, MI · pop 3,179

Tract 26125142200 sits in Pontiac eviction risk, MI, carrying an eviction-risk score of 6.5/10. 60% of renter households cross the 30%-of-income line, well above the Oakland County average of 39.8%.

Risk score
6.5
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 46% Stable renters 31% Owners 23%
Tract context
Occupied units1,664
Renter share77.0%
SVI overall0.97
Poverty rate55.3%
Median income$16,328

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 18 tracts In Pontiac
Very High
Within county
97 th percentile
Rank, 97th percentileLowHigh
#10 of 350 tracts In Oakland County
Very High
Within state
97 th percentile
Rank, 97th percentileLowHigh
#91 of 2,972 tracts In Michigan
Very High
National
82 th percentile
Rank, 82nd percentileLowHigh
#15,451 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6384, -83.2805 · click any tract to drill in

Why Pontiac scores 6.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Pontiac
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
55.3% poverty · this tract
10.0
Supply constraint
$322 rent vs county FMR
1.0
Rent control risk
Inherited from Pontiac
6.8
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from Pontiac
9.5
Housing court bias
Inherited from Pontiac
7.7

How Pontiac compares

Risk score vs. parent city, county, state.
Pontiac risk score vs. parent city / county / state6.5This tracttract 1422005.1Pontiacparent city4.0Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 97

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Pontiac

The dominant input is economic stress at 10/10. At $322 a month, rents run 70% under what the rest of Pontiac commands.

Food insecurity runs 56.5% against 17.8% nationally. Inability to pay a utility bill runs 34.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The poverty rate is 55%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Against the Oakland County average of 4.0, this tract reads riskier for landlords by 2.5 points.

Running hot, court filing pressure reads 9.5/10. Sitting well above the midpoint, tenant-organizing strength reads 9.5/10.

This is renter territory: 77% of occupied units are tenant-occupied. The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 82% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 9.7/10.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 26125142200

Q1

What is the eviction-risk score for census tract 26125142200?

Census tract 26125142200 in Pontiac scores 6.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26125142200?

Median gross rent is $322/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26125142200?

55.3% of residents in tract 26125142200 live below the federal poverty line (ACS B17001, 2023). Population: 3,179.
Q4

How socially vulnerable is tract 26125142200?

CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 99th, household 81th, minority 89th, housing 87th.
Q5

What share of households in tract 26125142200 struggle to pay rent?

About 39.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 34.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6

How does tract 26125142200 compare to Pontiac overall?

Tract 26125142200 scores 6.5/10, higher than the parent city of Pontiac at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 26125142200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 17% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.

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