Census Tract · Ranked #14,316 of 84,120 nationally

Saginaw Eviction Risk: Moderate

Tract 26145001200 · Saginaw County, MI · pop 2,636

Tract 26145001200 covers Saginaw in Saginaw County in Michigan. Home to 2,636 residents, it scores 7.4/10 on landlord eviction risk. That is riskier than about 98% of US census tracts.

About 67% of renters carry a rent burden of 30% of income or higher, a severe level, and 41% are severely burdened at 50% or more. The typical renter pays about $917 a month while the average household earns $37,037 a year, roughly 30% of income at the averages. About 45% of occupied units are renter-occupied.

Risk score

5.8

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 30% Stable renters 15% Owners 55%

Tract context

Occupied units1,058

Renter share44.6%

SVI overall0.89

Poverty rate36.1%

Median income$37,037

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.3960, -83.9822 · click any tract to drill in

Why Saginaw scores 5.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

36.1% poverty · this tract

9.0

Supply constraint

$917 rent vs county FMR

3.8

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Saginaw compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 89

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

89%Socioeconomic
92%Household composition
67%Racial/ethnic minority
67%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
18%Grade C
9%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

28.2%Housing insecurity
23.6%Utility-shutoff threat
42.3%Food insecurity
46.4%SNAP enrollment
20.3%Transit barriers
15.7%No health insurance
24.5%Frequent mental distress
46.3%Any disability

Analysis

What drives eviction risk in Saginaw

The score leans hardest on housing court bias at 9.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Saginaw eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Saginaw County average of 6.1 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 28.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 23.6% faced a utility shutoff threat, a common early warning before a filing.

Part of this tract, about 9% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26145001200

What is the eviction-risk score for census tract 26145001200?

Census tract 26145001200 in Saginaw scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145001200?

Median gross rent is $917/month (ACS 5-year 2023, table B25064). 67% of renter households are cost-burdened.

What is the poverty rate in tract 26145001200?

36.1% of residents in tract 26145001200 live below the federal poverty line (ACS B17001, 2023). Population: 2,636.

How socially vulnerable is tract 26145001200?

CDC Social Vulnerability Index ranks this tract in the 89th percentile nationally. Sub-themes: socioeconomic 89th, household 92th, minority 67th, housing 67th.

What share of households in tract 26145001200 struggle to pay rent?

About 28.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145001200 compare to Saginaw overall?

Tract 26145001200 scores 5.8/10, higher than the parent city of Saginaw at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145001200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 9% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.