Census Tract · Ranked #18,163 of 84,120 nationally

Saginaw Eviction Risk: Elevated

Tract 26145001200 · Saginaw County, MI · pop 2,636

With a score of 6/10, tract 26145001200 in Saginaw, MI reads elevated for landlord eviction risk. It is home to 2,636 residents. Severe burden reaches 41%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 30% Stable renters 15% Owners 55%

Tract context

Occupied units1,058

Renter share44.6%

SVI overall0.89

Poverty rate36.1%

Median income$37,037

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.3960, -83.9822 · click any tract to drill in

Why Saginaw scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

36.1% poverty · this tract

9.0

Supply constraint

$917 rent vs county FMR

3.8

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Saginaw compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 89

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

89%Socioeconomic
92%Household composition
67%Racial/ethnic minority
67%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
18%Grade C
9%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

28.2%Housing insecurity
23.6%Utility-shutoff threat
42.3%Food insecurity
46.4%SNAP enrollment
20.3%Transit barriers
15.7%No health insurance
24.5%Frequent mental distress
46.3%Any disability

Analysis

What drives eviction risk in Saginaw

Cost burden runs 67% here against 48.1% across Saginaw County. SNAP participation runs 46.4% against 15.2% nationally.

The dominant input is housing-court posture at 9.1/10. The poverty rate is 36%, which in this model reads as reduced rent-recovery odds after a judgment.

Running hot, court filing pressure reads 9/10. On the high side, economic stress reads 9/10. Against the Saginaw County average of 4.3, this tract reads riskier for landlords by 1.7 points.

Inability to pay a utility bill runs 23.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Saginaw. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty.

CDC social-vulnerability scoring puts the tract at 9/10. Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 26145001200

What is the eviction-risk score for census tract 26145001200?

Census tract 26145001200 in Saginaw scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145001200?

Median gross rent is $917/month (ACS 5-year 2023, table B25064). 67% of renter households are cost-burdened.

What is the poverty rate in tract 26145001200?

36.1% of residents in tract 26145001200 live below the federal poverty line (ACS B17001, 2023). Population: 2,636.

How socially vulnerable is tract 26145001200?

CDC Social Vulnerability Index ranks this tract in the 89th percentile nationally. Sub-themes: socioeconomic 89th, household 92th, minority 67th, housing 67th.

What share of households in tract 26145001200 struggle to pay rent?

About 28.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145001200 compare to Saginaw overall?

Tract 26145001200 scores 6/10, higher than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145001200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 9% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.