East Dearborn Downtown Eviction Risk: Moderate

Set annual rent against average income of $43,896 and the ratio lands at 38%, above the conventional 30% ceiling. Severe burden reaches 24%. Those are renters paying half their income or more, and that is where non-payment filings originate. The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment.

Running hot, housing-court posture reads 8.5/10. Sitting well above the midpoint, rent-regulation exposure reads 8.4/10. SNAP participation runs 29.5% against 15.2% nationally.

Against the Wayne County average of 4.6, this tract reads riskier for landlords by 1.2 points. Inability to pay a utility bill runs 14.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 76th percentile of the 84,120 tracts scored. At 23% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 8.1/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.