Sunset Harbor Eviction Risk: Lower

The severe-burden share is 15%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. CDC survey data puts housing insecurity at 5.1% of adults, against 14.2% nationally.

Court records for this tract carry 37 eviction filings. 3.2% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Against a Beach Haven baseline of 24.5%, 28% of renters here cross the 30%-of-income line.

The worst year on record was 2014, when filings touched 11.4% of renter households. Average gross rent is $1,859, 10% below the Beach Haven average of $2,071. Recent filings have not receded much: 9.8% in 2018 against a 11.4% peak.

At 10% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. Against average income of $114,145, annual rent is only 20%, a wide affordability cushion.

Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

One tract means one number: 3.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.