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Islip Terrace, New York eviction risk overview
City brief · 5,168 residents

Islip Terrace, NY Eviction Risk: HIGH

Suffolk County · Population 5,168

In 2026
Risk score
7.9
HIGH

44th percentile, New York.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.7 Average5.2 Now7.9
9.5 2.7 1976 · score 3.1 1977 · score 3.1 1978 · score 3.0 1979 · score 3.0 1980 · score 3.0 1981 · score 3.0 1982 · score 3.0 1983 · score 3.1 1984 · score 2.9 1985 · score 2.9 1986 · score 2.8 1987 · score 2.7 1988 · score 3.2 1989 · score 3.3 1990 · score 3.4 1991 · score 3.5 1992 · score 4.2 1993 · score 4.2 1994 · score 4.2 1995 · score 4.2 1996 · score 4.8 1997 · score 4.9 1998 · score 5.0 1999 · score 5.0 2000 · score 5.2 2001 · score 5.3 2002 · score 5.4 2003 · score 5.5 2004 · score 5.4 2005 · score 5.4 2006 · score 5.4 2007 · score 5.4 2008 · score 5.7 2009 · score 5.9 2010 · score 6.0 2011 · score 6.1 2012 · score 6.3 2013 · score 6.3 2014 · score 6.3 2015 · score 6.4 2016 · score 6.5 2017 · score 6.5 2018 · score 6.6 2019 · score 7.6 2020 · score 9.5 2021 · score 9.2 2022 · score 8.4 2023 · score 8.2 2024 · score 8.3 2025 · score 8.0 2026 · score 7.9

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.9 Regional 5.9 State 7.3 Economic 2.7 Supply 6.3 Rent Control 5.8 Eviction 7.2 Tenant 2.7 Housing 4.1 7.9 HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +10.0% (2024)
    5.9
  2. Regional political climate
    County-weighted neighbor mix
    5.9
  3. State political climate
    New York legislature & governorship
    7.3
  4. Economic stress
    3.4% poverty · 0.3% unemp.
    2.7
  5. Supply constraint
    $2,640 average · 8.0% renters
    6.3
  6. Rent Control risk
    27.2% of income on rent
    5.8
  7. Eviction process difficulty
    381 days filing → judgment
    7.2
  8. Tenant organizing strength
    8.0% renters
    2.7
  9. Housing court bias
    County bench composition
    4.1
Geographic context

Risk heat across Islip Terrace and the region

Click any city to see its score

How Islip Terrace compares

Risk score vs. peers, county, state, and the U.S.
Rank in Suffolk County
Very Low
#119 of 148 cities
Rank in county, 20th percentileLowHigh
#119 of 148 cities in Suffolk County for landlord eviction risk.
Rank in New York
Moderate
#768 of 1,285 cities
Rank in state, 40th percentileLowHigh
#768 of 1,285 cities in New York for landlord eviction risk.
vs. county · state · U.S.
Islip Terrace risk score vs. county / state / U.S.Islip Terrace: 7.97.9Islip TerraceThis cityCounty: 8.28.2Countyavg in countyState: 9.19.1Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 7.9
    / 10 · HIGH
    The verdict

    A High-tier market.

    Composite 7.9/10. High statutory friction with active tenant counsel, so assume defenses on every filing. The 50-year curve shows a sharp climb.

    50-yr trend+4.8 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 381d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $2,640/mo. A contested eviction takes 381 days and costs $20,057–$39,942 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 8.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 5,168 residents, 8.0% rent. 27% are spending 30%+ income on rent, 3.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.9
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.9 and 5.9 (GOP margin +10.0% (2024)). State climate at 7.3, a tenant-leaning legislature.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 7.3
    State politics
    The process

    Long calendar, heavy friction.

    State political climate 7.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 7.2, housing court bias 4.1, rent-control risk 5.8. The slow part is the calendar, not the motion practice.

    50-yr trendProcess difficulty +2.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 2.7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 2.7. Supply constraint: 6.3. The numbers behind those: 3.4% poverty, 0.3% unemployment, 27% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Islip Terrace sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Yonkers, NY · 381d · ~$27.5k all-in ($72/day) · score 9.9 Yonkers New Rochelle, NY · 429d · ~$27.9k all-in ($65/day) · score 9.5 New Rochelle Mount Vernon, NY · 398d · ~$29.6k all-in ($74/day) · score 9.5 Mount Vernon Brentwood, NY · 378d · ~$31.4k all-in ($83/day) · score 8.3 Brentwood White Plains, NY · 384d · ~$30.7k all-in ($80/day) · score 9.3 White Plains Hempstead, NY · 418d · ~$32.6k all-in ($78/day) · score 9.4 Hempstead Levittown, NY · 387d · ~$30.7k all-in ($79/day) · score 8.4 Levittown Buffalo, NY · 428d · ~$30.3k all-in ($71/day) · score 9.4 Buffalo Rochester, NY · 430d · ~$32.0k all-in ($74/day) · score 9.1 Rochester Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Islip Terrace
Islip Terrace · 381d · ~$30.0k all-in ($79/day) · score 7.9 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Islip Terrace, NY

Landlording in Islip Terrace, New York, presents a high-friction environment where attorney involvement on every filing is the norm. The Eviction Risk Score is 7.9/10 (HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a High-friction landlord market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Islip Terrace is a city of 5,168 residents where 8.0% of occupied units are renter-occupied, and the typical renter spends 27.2% of income on rent. At an average rent of $2,640/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Islip Terrace eviction process actually works

Eviction process difficulty here reads 7.2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Islip Terrace closes 381 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Islip Terrace's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.1/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Islip Terrace runs $20,057 to $39,942 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 381 days of typical timeline and $2,640/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.7/10 in Islip Terrace, and the city has limited rent control exposure (5.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New York, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Islip Terrace: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New York's statutory language. Fix those four, and most cases settle or default. Skip them, and a $39,942 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Islip Terrace

Trap · 9.5 POINTS
Politically, Nassau County voted Democratic by 9.5 points in 2020, a baseline that correlates with tenant-protective legislative pressure. Combined with 27.2% rent-to-income ratio, expect baseline enforcement of HSTPA 2019 + Good Cause 2024.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Islip Terrace for no reason?

No, not directly. If you have a month-to-month tenant or their lease is expiring, you can issue a 30-day notice to terminate the tenancy. This isn't a "no-reason" eviction, but rather a non-renewal. You can't just kick someone out mid-lease without a valid reason like non-payment or lease violation.

Q2

What if my tenant claims they can't pay due to a job loss?

While unfortunate, a job loss does not excuse rent payment. You still need to serve the 14-day pay-or-quit notice. However, this is a prime opportunity to discuss "cash for keys" or a short-term payment plan. Eviction is a last resort, and sometimes flexibility can save you a lot of money and headache in the long run.

Q3

Do I need a lawyer for an eviction in Islip Terrace?

While technically you can represent yourself, it is strongly advised to hire a landlord-tenant attorney, especially in New York. The process is lengthy, complex, and highly procedural. Mistakes are common for non-lawyers and can lead to significant delays and costs. Given the average 381-day timeline and $20,000+ cost, a lawyer is an investment, not an expense.

Q4

How quickly can I get a tenant out if they trash my property?

Damaging property is a lease violation. You'd typically serve a notice to cure or quit (depending on your lease and the severity of the damage). If they don't fix the issue or move out, you'd then proceed with a holdover eviction. This process is generally longer and more complex than a non-payment eviction, often taking several months, even a year or more, in New York courts. Document all damage with photos and dates.

Q5

Can I refuse to rent to someone with a Section 8 voucher?

No. New York State has source-of-income protection. You cannot discriminate against a tenant solely because they receive a Section 8 voucher or other lawful income assistance. You must evaluate them based on the same objective criteria (credit, rental history, etc.) as any other applicant.

06Score

What this score means for landlords2

A 7.9/10 places Islip Terrace in the 44th percentile of New York cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.