Skip to content
Waverly, New York eviction risk overview
City brief · 4,305 residents

Waverly, NY Eviction Risk: HIGH

Tioga County · Population 4,305

In 2026
Risk score
8
HIGH

54th percentile, New York.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.9 Average5.2 Now8
9.1 2.9 1976 · score 3.0 1977 · score 3.0 1978 · score 3.0 1979 · score 3.0 1980 · score 3.0 1981 · score 3.0 1982 · score 3.0 1983 · score 3.1 1984 · score 3.0 1985 · score 2.9 1986 · score 2.9 1987 · score 2.9 1988 · score 3.2 1989 · score 3.3 1990 · score 3.4 1991 · score 3.6 1992 · score 4.2 1993 · score 4.2 1994 · score 4.2 1995 · score 4.3 1996 · score 4.8 1997 · score 4.9 1998 · score 5.0 1999 · score 5.1 2000 · score 5.0 2001 · score 5.1 2002 · score 5.2 2003 · score 5.3 2004 · score 5.2 2005 · score 5.2 2006 · score 5.2 2007 · score 5.2 2008 · score 5.8 2009 · score 6.1 2010 · score 6.3 2011 · score 6.4 2012 · score 6.5 2013 · score 6.6 2014 · score 6.6 2015 · score 6.7 2016 · score 6.8 2017 · score 6.8 2018 · score 6.8 2019 · score 7.7 2020 · score 9.1 2021 · score 8.8 2022 · score 8.2 2023 · score 7.8 2024 · score 8.3 2025 · score 8.1 2026 · score 8.0

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.9 Regional 4.9 State 7.3 Economic 6.5 Supply 6.7 Rent Control 6.6 Eviction 7.0 Tenant 8.3 Housing 5.5 8 HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +22.9% (2024)
    4.9
  2. Regional political climate
    County-weighted neighbor mix
    4.9
  3. State political climate
    New York legislature & governorship
    7.3
  4. Economic stress
    8.0% poverty · 8.8% unemp.
    6.5
  5. Supply constraint
    $958 average · 35.8% renters
    6.7
  6. Rent Control risk
    34.2% of income on rent
    6.6
  7. Eviction process difficulty
    405 days filing → judgment
    7.0
  8. Tenant organizing strength
    35.8% renters
    8.3
  9. Housing court bias
    County bench composition
    5.5
Geographic context

Risk heat across Waverly and the region

Click any city to see its score

How Waverly compares

Risk score vs. peers, county, state, and the U.S.
Rank in Tioga County
Very High
#1 of 9 cities
Rank in county, 100th percentileLowHigh
#1 of 9 cities in Tioga County for landlord eviction risk.
Rank in New York
Moderate
#709 of 1,285 cities
Rank in state, 45th percentileLowHigh
#709 of 1,285 cities in New York for landlord eviction risk.
vs. county · state · U.S.
Waverly risk score vs. county / state / U.S.Waverly: 8.08.0WaverlyThis cityCounty: 7.77.7Countyavg in countyState: 9.19.1Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 8
    / 10 · HIGH
    The verdict

    A High-tier market.

    Composite 8/10. High statutory friction with active tenant counsel, so assume defenses on every filing. The 50-year curve shows a sharp climb.

    50-yr trend+5.0 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 405d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $958/mo. A contested eviction takes 405 days and costs $17,105–$40,658 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 35.8%
    Renters
    The renters

    Who you'll be renting to.

    Out of 4,305 residents, 35.8% rent. 34% are spending 30%+ income on rent, 8.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.9
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.9 and 4.9 (GOP margin +22.9% (2024)). State climate at 7.3, a tenant-leaning legislature.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 7.3
    State politics
    The process

    Long calendar, heavy friction.

    State political climate 7.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 7, housing court bias 5.5, rent-control risk 6.6. The slow part is the calendar, not the motion practice.

    50-yr trendProcess difficulty +2.0 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.5
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.5. Supply constraint: 6.7. The numbers behind those: 8.0% poverty, 8.8% unemployment, 34% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Waverly sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Buffalo, NY · 428d · ~$30.3k all-in ($71/day) · score 9.4 Buffalo Yonkers, NY · 381d · ~$27.5k all-in ($72/day) · score 9.9 Yonkers Rochester, NY · 430d · ~$32.0k all-in ($74/day) · score 9.1 Rochester Syracuse, NY · 383d · ~$30.9k all-in ($81/day) · score 8.7 Syracuse Albany, NY · 431d · ~$28.5k all-in ($66/day) · score 9.8 Albany New Rochelle, NY · 429d · ~$27.9k all-in ($65/day) · score 9.5 New Rochelle Cheektowaga, NY · 374d · ~$26.9k all-in ($72/day) · score 7.9 Cheektowaga Mount Vernon, NY · 398d · ~$29.6k all-in ($74/day) · score 9.5 Mount Vernon Schenectady, NY · 420d · ~$26.0k all-in ($62/day) · score 8.7 Schenectady Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Waverly
Waverly · 405d · ~$28.9k all-in ($71/day) · score 8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Waverly, NY

Landlording in Waverly, New York, presents a high-friction environment where attorney involvement on every filing is the norm. The Eviction Risk Score is 8/10 (HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a High-friction landlord market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Waverly is a city of 4,305 residents where 35.8% of occupied units are renter-occupied, and the typical renter spends 34.2% of income on rent. At an average rent of $958/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Waverly eviction process actually works

Eviction process difficulty here reads 7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Waverly closes 405 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Waverly's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Waverly runs $17,105 to $40,658 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 405 days of typical timeline and $958/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.3/10 in Waverly, and the city carries meaningful rent control exposure (6.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New York, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Waverly: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New York's statutory language. Fix those four, and most cases settle or default. Skip them, and a $40,658 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Waverly

Trap · PRACTICAL TRAP
Compare Waverly to neighboring cities in Chemung County via the grid below. The 6.3/10 score is computed from nine sub-factors plus a state-law multiplier under HSTPA 2019 + Good Cause 2024. Chemung County 2020 presidential margin: R+13.4. Cross-reference the state overview link in the guides section for New York statutory detail.
05FAQ

Frequently asked questions

Q1

What if my tenant pays part of the rent after I issue the 14-day notice?

Accepting partial rent after issuing a 14-day notice can complicate your eviction case. In some cases, it can be interpreted as waiving your right to evict for the initial non-payment, forcing you to issue a new notice. If you're going to accept a partial payment, get a clear, written agreement that specifies the remaining balance, a firm payment date, and that the original 14-day notice remains in effect or that you are granting a specific extension. Better yet, consult your attorney first.

Q2

Can I turn off utilities if my tenant isn't paying rent?

Absolutely not. In New York, it is illegal for a landlord to engage in "self-help" evictions, which includes turning off utilities, changing locks, or removing a tenant's belongings. Doing so can result in significant penalties, including fines and damages awarded to the tenant, and will severely jeopardize any legitimate eviction case you might have. Always follow the legal process through the courts.

Q3

How often can I raise the rent in Waverly? Are there rent control rules?

Waverly, NY does not have local rent control ordinances. New York State has specific rent control and rent stabilization laws, but these primarily apply to New York City and a few other specific municipalities. As of now, Waverly is not subject to these rules. This means you can raise the rent, but you must provide proper notice, typically 30, 60, or 90 days depending on the length of the tenancy and the amount of the increase. Always check the latest New York rent control rules for any updates.

Q4

What if my tenant damages the property beyond the security deposit amount?

If the cost of damages exceeds the security deposit, you can pursue the tenant for the additional amount. This typically involves suing them in small claims court or through a civil lawsuit. However, actually collecting on such a judgment can be challenging, especially if the tenant has limited assets or moves out of state. Document all damages thoroughly with photos and repair estimates. This reinforces the importance of thorough tenant screening to begin with.

06Score

What this score means for landlords2

A 8/10 places Waverly in the 54th percentile of New York cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.